Kuva kuri Porogaramu kugeza Inyungu Ikigo: Nigute Abashoferi Bagenda neza-Gutwara Abashoferi Bayobora Ubucuruzi bwabo

> Ukuri kuratandukanye cyane. 15% byambere byabashoferi bahora binjiza $ 3.500 + buri kwezi bafata akazi kabo nkibikorwa byubucuruzi byuzuye. Ntabwo ari abashoferi gusa - ni abayobozi bashinzwe amato, abacungamari, abamamaza ibicuruzwa, n'abahagarariye serivisi zabakiriya bose bahindutse umwe. Hamwe n'amafaranga yo kuri platifomu atwara 20-30% yikiguzi cyose nigiciro cyo gukora bitwara andi 25-35% yumushahara mbumbe, itandukaniro riri hagati yo kumena no kubaka amafaranga arambye biva mubuhanga bwo gucunga imishinga porogaramu zitakwigisha.

Bitandukanye nakazi gakondo aho imisoro ihagarikwa ninyungu zitangwa, abashoferi bagomba kugendana nigihembwe cyo kwishyura imisoro, guta agaciro kwimodoka, ibigo byubwishingizi, no guhindagurika kwinjiza. Abashoferi batsinze begera iki kibazo kuri gahunda, bakoresheje ibikoresho ningamba zo guhindura ibisa nkibikorwa byoroshye bya gig mubikorwa byemewe, byunguka. Ihinduka mubitekerezo - kuva "umushoferi" ukagera kuri "nyir'ubucuruzi" - nicyo gitandukanya abaharanira guhangana niterambere mu bukungu bwo gutwara ibinyabiziga.

Dukurikije imibare y’inganda, abashoferi bakurikirana neza amafaranga binjiza binjiza 28% byinjiza kurusha abatabikora. Ikigo cy'imisoro n'amahoro cyemerera gutwara abashoferi kugabanura amafaranga yubucuruzi, ariko urashobora gukuramo gusa ibyo ushobora kwandika. Ibi birashiraho ibisabwa byubahirizwa hamwe n'amahirwe yo kunguka. Abashoferi batsinze cyane bakurikirana ibi byiciro bitanu bitandukanye:

• Ibiciro byo gukoresha ibinyabiziga: Ibicanwa, kubungabunga, gusana, gukaraba imodoka, hamwe namafaranga yo guhagarara ajyanye nibikorwa byo gutwara abantu. Igabanywa rya mileage risanzwe (67 ¢ kuri kilometero muri 2024) akenshi ritanga amafaranga menshi yo kuzigama kuruta amafaranga yakoreshejwe, ariko ukenera ibiti bya mileage kugirango ubisabe.
• Ibi birashobora kugabanywa 100% nkigiciro cyubucuruzi.
Abashoferi bakora neza bakoresha imiyoboro yabacuruzi yabugenewe nka Mewayz ihita itondekanya ibyakoreshejwe, ikabyara ibirometero ukoresheje terefone GPS, kandi igatanga raporo ziteguye IRS. Ibi bizigama amasaha 5-7 buri kwezi kubikorwa byubuyobozi - igihe gishobora kwerekezwa ku kwinjiza amafaranga. Nka ba rwiyemezamirimo bigenga, ufite inshingano ku bakozi n’umukoresha igice cy’imisoro y’Ubwiteganyirize n’Ubuvuzi (15.3% yose hamwe), wongeyeho imisoro yinjira muri leta na leta. Ihuriro ntirishobora guhagarika imisoro, biganisha ku gutungurwa kubabaza mugihe cyimisoro kubashoferi batiteguye.

"Abashoferi bagenda neza cyane batwara abagenzi bafata igenamigambi ryimisoro nkigikorwa cyubucuruzi cya buri cyumweru, ntabwo ari ibirori ngarukamwaka. Bashyize ku ruhande 25-30% byamafaranga yose kuri konti yihariye kugirango bishyure buri gihembwe, birinda ibihano ndetse nibihano bishobora gufata abashoferi badafite gahunda." Igihembwe giteganijwe kwishyurwa imisoro (Ifishi 1040-ES) igomba gutangwa inshuro enye buri mwaka: 15 Mata, 15 kamena, 15 Nzeri, na 15 Mutarama. Kubura igihe ntarengwa bitera ibihano byiyongera buri munsi. Uburyo bwubwenge burimo kubara imisoro yawe buri cyumweru ukurikije inyungu, hanyuma wohereze ijanisha rikwiye kuri konti yo kuzigama yabigenewe. Ibi birinda gukoresha amafaranga atari ayanyu.

Kurenga kugabanywa shingiro, abashoferi ba stratégies bakoresha inyungu zose zisoreshwa. Gukuramo ibiro byo murugo bikurikizwa niba ufite umwanya wihariye wo kuyobora ubucuruzi. Umusanzu w'izabukuru ukoresheje SEP-IRAs cyangwa Solo 401 (k) ugabanya amafaranga asoreshwa muri iki gihe wubaka umutekano w'ejo hazaza. Amafaranga yubwishingizi bwubuzima arashobora kugabanywa niba udahari ahandi. Izi ngamba zateye imbere zisaba ubuyobozi bwumwuga ariko butange inyungu kumyaka. Uburyo ucunga bigena niba bihinduka ikigo cyunguka cyangwa urwobo rwamafaranga. Abashoferi bunguka cyane begera ibyemezo byimodoka bafite ingamba eshatu zitandukanye bitewe nubucuruzi bwabo nintego zabo. Toyota Prius igera kuri 50+ MPG izigama amadorari 1.500 buri mwaka mugiciro cya lisansi ugereranije na sedan isanzwe ibona MPG 25 kuri kilometero 30.000 zubucuruzi. Imodoka zikoresha amashanyarazi zitanga amafaranga menshi yo kuzigama kuri "lisansi" mugihe zujuje ibisabwa kugirango zishyurwe kandi zigabanuke kubungabungwa. Izi modoka zitegeka ibiciro biri hejuru ya 50-100% ariko bisaba ishoramari ryinshi, amafaranga yubwishingizi, hamwe nigiciro cya lisansi. Imibare ikora gusa nibisabwa bihagije ku isoko ryanyu. Mugihe ibi bigabanya igishoro kinini, byihutisha guta agaciro kumutungo bwite. Aba bashoferi bagomba gukurikirana mileage yitonze kugirango barusheho kugabanywa mugihe bateganya kuzasimburwa amaherezo. Amavuta ahinduka buri kilometero 5.000-7.500, kuzunguruka amapine buri kilometero 10,000, hamwe nubugenzuzi bwuzuye buri gihembwe birinda kunanirwa kwibiza byatwaye ibihumbi byo gusana no gutakaza umwanya wo kubona. Abashoferi batsinze neza bije 5-8 ¢ kuri kilometero yo kubungabunga no gusana, gushyira ku ruhande amafaranga buri cyumweru kugirango ibitunguranye ntibitesha agaciro ubucuruzi bwabo.

Abahanzi bakomeye bakoresha ingamba zihamye zitanga 40-60% kurenza isaha kurenza abashoferi basanzwe. Basobanukiwe ko iyo, aho, nuburyo utwara ibintu birenze ibyo utwara. Bazi ko nimugoroba wo kuwa gatanu mu turere tw’imyidagaduro two mu mujyi rwagati twiyongera hagati ya 10 PM-2 AM, mu gihe ikibuga cy’indege cyo mu gitondo cyo ku wa mbere gitangira cyane kuva 5-8 AM. Bihagararaho ubwabo aho kubyitwaramo uko bishakiye. Urufunguzo ntirwemera ibyifuzo byose ahubwo ukoresheje imbaraga za buri porogaramu - Uber kubijwi, Lyft kubihembo bimwe na bimwe, serivisi zaho kumasoko meza. Bazi ko kuba iminota 2-3 uvuye mu turere tw’ubucuruzi mu masaha ya saa sita bitanga umusaruro ushimishije kuruta kuba mu kigo aho amarushanwa ari menshi. Mugihe c'ikoraniro cyangwa ibirori bikomeye, bahindura serivise nziza aho abashoferi bake bahatanira ibiciro biri hejuru.

Ikoranabuhanga ryongera izi ngamba. Abashoferi batsinze cyane bakoresha urubuga rwo gucunga ubucuruzi ruhuza amakuru yinjiza muri porogaramu, zitanga icyerekezo kimwe cyimikorere, ibihe byo kwinjiza amafaranga, hamwe n’ahantu hunguka cyane. Ubu buryo bushingiye ku makuru busimbuza gukeka hamwe n’ibyemezo bifatika.

Igishushanyo mbonera cy’ubuyobozi: Gahunda yubucuruzi bwintambwe 7 yicyumweru

Gufata urugendo-nkubucuruzi bisaba sisitemu zihamye. Dore gahunda nyayo ya buri cyumweru ikoreshwa nabashoferi binjiza amafaranga menshi:

1. Gahunda yo Gutegura Icyumweru (iminota 30): Ongera usuzume icyumweru cyashize kumasaha, umunsi, hamwe n’ahantu. Menya umwanya-wo hejuru wigihe hamwe nuduce. Tegura gahunda yawe y'icyumweru gitaha hafi y'ibisabwa cyane (amahwaniro, ibirori bya siporo, ibiruhuko). Ishyirireho intego winjiza nintego za bonus.
Reba kalendari y'ibyabaye kugirango ubone amahirwe yo kwiyongera. Menya neza ko ikinyabiziga gifite isuku, gifite lisansi, kandi gifite ibikoresho byose (charger ya terefone, amazi, isuku).
2. Reba ibihe bidasanzwe kugirango ubone ibizaza. Gumana amazi kandi ufate ikiruhuko gikwiye kugirango ukomeze kwibanda kumutekano. Andika amafaranga yose yakoreshejwe. Icyitonderwa mileage gutangira no kurangiza gusoma. Ongera usuzume amanota n'ibitekerezo kugirango umenye aho utera imbere.
Hindura ingamba niba bikenewe - wenda guhinduranya ibitekerezo mubice bitandukanye cyangwa ibihe ukurikije icyumweru hagati. Teganya uburyo bukenewe bwo gufata neza ibinyabiziga. Kohereza aya mafaranga kuri konti yawe yo kuzigama. Kwishura amafaranga yose yakoreshejwe mubucuruzi. Kwimura ibishushanyo bya nyirabyo kuri konti yawe bwite kugirango ubeho. Ongera usuzume ibyiciro bisohoka kugirango ubone amahirwe. Tegura kubungabunga ibinyabiziga ukwezi gutaha. Suzuma niba ugomba guhindura ubwishingizi, gahunda za terefone, cyangwa andi mafaranga akoreshwa kenshi. Urufunguzo ni uguhuzagurika-gukora iyi mirimo buri gihe birinda gusubira inyuma mubuyobozi bimara iminsi yose mugihe bitagenzuwe.
Bashakisha imiterere nini ikoresha ubumenyi bwabo bwungutse mugihe bagabanya igihe cyo gutwara. Inzira eshatu zagaragaye zo kwaguka zagaragaye mu nganda. Ibi bitanga amafaranga yinjiza mugihe afasha abashoferi bashya kwinjira kumasoko nta mbogamizi zibinyabiziga bafite. Urufunguzo nugusuzuma neza, amasezerano asobanutse, hamwe na sisitemu yo kubungabunga. Abakora amato bakoresha urubuga nka Mewayz barashobora kuyobora ibinyabiziga byinshi nabashoferi binyuze mukibaho kimwe, gukurikirana amafaranga yinjiza, guteganya kubungabunga, no kwishyura neza.

💡 DID YOU KNOW?

Mewayz replaces 8+ business tools in one platform

CRM · Invoicing · HR · Projects · Booking · eCommerce · POS · Analytics. Free forever plan available.

Start Free →

Mugushakisha amasezerano nubucuruzi aho gukoresha porogaramu, bategeka ibiciro biri hejuru nubunini buhoraho. Ibi bisaba ubuhanga bwo guteza imbere ubucuruzi no gutanga uburenganzira bukwiye ariko butanga amafaranga yinjiza menshi. Urebye ko 40% by'abashoferi bashya batwara ibinyabiziga baretse mu mezi atatu kubera umushahara muke, amahugurwa meza yuzuza isoko rikenewe. Ibi birashobora kuva kumuntu umwe kumutoza kugeza gushiraho amasomo ya digitale cyangwa amahugurwa yaho.

Buri nzira yo kwaguka isaba ubuhanga butandukanye burenze gutwara, ariko byose byubakiye kubushobozi bwibanze bwo gucunga ubucuruzi byatejwe imbere nigikorwa cyo kugenda neza. Inzibacyuho kuva umushoferi ujya kuri nyiri ubucuruzi iba karemano mugihe usanzwe ucunga neza uruganda rwawe rukoresha imodoka imwe. Kwipimisha ibinyabiziga byigenga byiyongera kumasoko akomeye, impinduka zigenga zigaragara buri gihe, hamwe na algorithm ya platform ihora ihindagurika. Abashoramari bigenga batsinze neza bategura izi mpinduka aho kubyitwaramo.

Gutandukana byerekana uruzitiro rukomeye rwo kurwanya gushidikanya. Abashoferi bihanganira cyane guhindura amahinduka bagumya kwinjiza amafaranga menshi: wenda 60% bivuye kuguruka, 20% bivuye kugemura ibiryo mugihe cyamasaha yumunsi, 10% bivuye mubucuruzi bwishamikiye kuri porogaramu zohereza abashoferi, na 10% bivuye mubindi mahirwe yubukungu. Uku gutandukana kugabanya intege nke zimpinduka zose za politiki imwe.

Kwiga guhoraho gutandukanya ba rwiyemezamirimo bahuza nabasigaye inyuma. Injira mumashoferi (kumurongo no mukarere), witabe urubuga rwinganda, soma ibitabo byubucuruzi, kandi ukomeze umubano nabandi bashoferi batsinze. Mugihe Uber yahinduye ibiciro bya algorithm mu 2023, abashoferi bari bahujije nabandi mumasoko atandukanye bahinduye ibyumweru byihuse kuruta abakora mu bwigunge.

Hanyuma, shora muri sisitemu ikura hamwe nubucuruzi bwawe. Urupapuro rushobora gukora muburyo bwambere, ariko nkuko wongeyeho ibinyabiziga, abashoferi, cyangwa serivisi, urubuga ruhuriweho ruba ngombwa. Ibisubizo nka Mewayz bitanga ubunini bwo gucunga ikinyabiziga kimwe uyumunsi hamwe na flet ejo, hamwe nibikorwa bimwe byingenzi bikurikirana imari, kubahiriza, hamwe nibikorwa bititaye ku gipimo.

Mugukoresha neza imari, guhindura imikorere, gutegura imisoro, no kubaka sisitemu nini, abashoferi bahindura imirimo yigihe gito mubikorwa byo kwihangira imirimo irambye. Amahirwe ntabaho gusa mu gutwara ibinyabiziga ubwayo, ariko no kubaka ubucuruzi hafi ya serivisi zigenda - uruganda rushobora guhuza, gukura, no gutera imbere utitaye kubyo ivugurura rya porogaramu ikurikira rizana.

Ibibazo bikunze kubazwa

Nihe ijanisha ryamafaranga yinjiza-nkwiye gushyira ku ruhande imisoro?

Abashoferi benshi batsinze bashira ku ruhande 25-30% yumushahara wabo wose kugirango bishyure buri gihembwe, bikubiyemo imisoro yinjira hamwe n’imisoro yo kwihangira imirimo. Ijanisha rishobora gutandukana ukurikije igipimo cy’imisoro ya leta hamwe n’amafaranga yagabanijwe.

Nibyiza gukoresha igabanywa rya mileage isanzwe cyangwa gukurikirana amafaranga nyayo yimodoka?

Igabanywa rya mileage isanzwe (67 ¢ kuri kilometero muri 2024) mubisanzwe ritanga amafaranga menshi yo kuzigama kubashoferi benshi, ariko ugomba guhitamo ubu buryo mumwaka wambere wubucuruzi. Ukeneye ibisobanuro birambuye bya mileage kugirango ubisabe, porogaramu zishobora kwikora.

Nigute nshobora kongera amafaranga yanjye kurenza gutwara amasaha menshi?

>

Ni ubuhe buryo bwubucuruzi bwiza kubashoferi batwara?

Abashoferi benshi batangira nka ba rwiyemezamirimo bonyine kubworoshye, ariko gushinga LLC bitanga uburinzi bwubucuruzi uko ubucuruzi bwawe butera imbere. Baza inzobere mu by'imisoro kugirango umenye icyumvikana mubihe byihariye no kurwego rwinjiza.

Ningana bangahe yo guteganya kubungabunga ibinyabiziga no gusana?

Abashoferi batsinze neza bije 5-8 ¢ kuri kilometero yubucuruzi yo kubungabunga no gusana. Mubirometero 30.000 byumwaka, ibi bivuze gushyira $ 1.500- $ 2,400 buri mwaka kugirango uhindure amavuta, amapine, feri, no gusana utunguranye utabangamiye ubucuruzi bwawe.

. rwiyemezamirimo. "," url ":" https: // mewayz.com 26-03-12T14: 52: 14 + 00: 00 "," umwanditsi ": {" @ubwoko ":" Ishirahamwe "," izina ":" Mewayz "," url ":" https://mewayz.cloud "}," uwatangaje ":

Witeguye koroshya ibikorwa byawe?

Waba ukeneye CRM, inyemezabuguzi, HR, cyangwa modul zose 208 - Mewayz wabitwikiriye. 138K + ubucuruzi bumaze gukora switch.

Try Mewayz Free

All-in-one platform for CRM, invoicing, projects, HR & more. No credit card required.

Start Free Try Demo
ride hailing driver business gig economy management independent contractor strategies driver earnings optimization ride share tools Mewayz for drivers

Start managing your business smarter today

Join 30,000+ businesses. Free forever plan · No credit card required.

Start Free → Watch Demo
Found this useful? Share it.
X / Twitter LinkedIn Facebook WhatsApp