Totogi Fa'asologa o Tau Fa'atusatusaga: Stripe vs Square vs Integrated Platforms
O su'esu'ega fa'amaumauga a le Mewayz e fa'atusatusaina le Stripe, Square, ma fa'asalalauga tu'ufa'atasi i tau o fefa'atauaiga, pili natia, ma le fa'ateleina. Faʻamatalaga mai le 138K tagata faʻaoga faʻaalia ni faʻamatalaga ofo.
Mewayz Team
Editorial Team
Fa'atusatusaga o tau o Totogiga: Stripe vs Square vs Integrated Platforms
Lomia: [Aso o iai nei] | Punavai: Mewayz Business OS Analysis of 138K Users
Mo so'o se pisinisi e talia tupe totogi i luga ole laiga, o totogifuapauina o fefa'atauaiga o lo'o fa'atusalia ai se tupe fa'aalu tele ma e masani ona le manino. A'o pulea e le Stripe ma le Square le talanoaga i le faiga o totogi, o le tele o pisinisi e le'i va'ai i le fa'aputuga o tupe ma le fa'agaioiga lelei o faiga fa'aopoopo tu'ufa'atasi ua fausia sa'o i faiga fa'apisinisi e pei o Mewayz.
O lenei lipoti o lo'o tu'uina mai ai fa'amaumauga muamua mai le Mewayz platform—su'esu'eina le fa'ailoaina, fa'atasia fa'amatalaga tau fefa'ataua'iga mai le silia ma le 138,000 tagata fa'aoga-e fa'atusatusa le tau moni o le ta'ita'ia o le faiga o totogi. Matou te o atu i tua atu o tau fa'asalalau e su'esu'e ai tau o fefa'ataua'iga lelei, totogi natia, ma le a'afiaga o fa'agaioiga o le tu'ufa'atasia.
"O a matou faʻamatalaga o loʻo faʻaalia ai o pisinisi o loʻo faʻaogaina faʻasalalauga tuʻufaʻatasia i totonu o se pisinisi OS e pei o Mewayz o loʻo vaʻavaʻai i le tau o fefaʻatauaiga lelei 0.4% maualalo ifo nai lo le tuʻufaʻatasia processors, e mafua ona o le faʻaumatiaina o le faʻaleleia o polokalama faakomepiuta."
Otootoga Fa'atonu: O Sailiga Autu ile Va'aiga
E fa'atatau i la matou au'ili'iliga o le afe ma afe o fefa'ataua'iga na fa'agasolo i luga o le Mewayz platform, na matou maua ai:
- A'oa'oga o Tau: O fa'asalalauga tu'ufa'atasi e ofoina atu se tau maualalofa'aogape a fa'amautu le tau o le CRM ua fausia, pili, ma mea faigaluega tau tupe.
- Stripe ta'ita'i mo API fetuutuunai ae e maualuga tau mo fefa'ataua'iga fa'ava-o-malo ma kata i le taimi nei.
- Square e sili atu i le faigofie ma le fa'aogaina o piliki-ma-motar ae e mafai ona taugata mo le tele o fa'atauga i luga ole laiga.
- O fa'agaioiga pisinisi e silia ma le $50,000 i masina ta'itasi e va'aia ai se fa'aputuga sili ona taua mai fa'asalalauga tu'ufa'atasi.
Malamalama i le Tau Moni o le Fa'agaioiina o Totogi
O le fa'atusatusaina o faiga totogi e mana'omia le va'ai i tua atu o le ulutala "2.9% + 30¢" fua faatatau. O le tau moni e aofia ai:
- Totogifuapauina o Fefa'atauaiga: O le pasene ma le totogifuapauina tumau i fefa'atauaiga.
- Totogi Fa'aopoopo: Totogi fa'alemasina, totogi fa'afo'i, totogi fa'ava-o-malo, ma totogifuapauina mo ituaiga kata fa'apitoa (fa'ata'ita'iga, Amex).
- Tau o Fa'agaioiga: Le taimi ma tupe alu e mana'omia e fa'afetaui ai tupe totogi ma lau CRM, polokalama fa'akomepiuta, ma faiga fa'amautu.
O le vaega mulimuli lea—o tau fa'agaioiga—lea e matua'i ese ai fa'avae tu'ufa'atasi mai masini fa'apipi'i tu'utasi e pei o Stripe ma Square.
Alu-i-Alu: Fa'asalalauga Fua Fa'atatau ma Fa'aaliga Moni i le Lalolagi
O le siata o lo'o i lalo e fa'atusatusa ai fua fa'asalalau masani mo fefa'ataua'iga kata i luga ole laiga mo pisinisi a Amerika. Manatua o nei tau e mafai ona fesuisuiai e fua ile voluma, ituaiga kata, ma pisinisi pisinisi.
< laulau>*Square ofo mai se vaega e leai se totogi; fa'ailoga maualuluga e mana'omia ai se fa'asoa fa'alemasina (fa'ata'ita'iga, Square Premium ile $85/masina).
**Square fa'ate'aina totogifuapauina toe fa'afo'i pe afai e fo'ia le fe'ese'esea'iga i le manuia o le fa'atau.
I le tepa muamua, e foliga tutusa ia tau. Peita'i, e alia'e mai le ata moni pe a tatou fa'ata'ita'i tau ile tele o pisinisi ma ituaiga.
Fa'amatalaga Ulua'i: Su'esu'ega Tau Lelei mai le Mewayz Platform
Sa matou su'esu'eina se vaega o pisinisi e 5,200 Mewayz na sui mai le Stripe po'o le Square i la matou fa'avae tu'ufa'atasia o totogi. I le fa'atusatusaina o a latou fa'amatalaga tau tupe a'o le'i suia ma fa'ai'u (fa'ailoa ma fa'aputu), na matou fa'atatauina le tau o fefa'ataua'iga aoga, lea e aofia ai le tau o so'o se polokalame fa'a-tolu sa fa'aogaina muamua mo le toe fa'aleleia.
Mo se fa'ata'ita'iga, e mafai fo'i ona totogi e se pisinisi fa'aaoga Stripe le QuickBooks Online ($30/masina) ma se CRM fa'apitoa ($15/masina). A fa'asoaina nei tau i le aofa'i o fefa'ataua'iga ta'i masina, e matua'i si'itia le tau aoga mo fefa'atauaiga.
< laulau>*O le tau aoga e aofia ai le fa'atatauina o le fa'asoaina atu o le vaega lona tolu o saofa'iga polokalame mo fa'amatalaga/CRM.
"O pisinisi faʻatautaia i le va o le $ 50,000 ma le $ 100,000 i le masina na faʻapolopoloina le averesi o le $ 340 i masina taʻitasi e ala i le fesuiaʻi i se faʻavae tuʻufaʻatasia, e le mai lalo ifo o tau, ae ala i le tuʻufaʻatasia o faʻasalalauga eseese e lima i le tasi."
Fa'atusa Fa'atusa: I tua atu o le Totogi o Fefa'atauaiga
E taua tele le tau, ae o le fa'atinoga e iloa ai pe fetaui se fofo o tupe i lau fa'ata'ita'iga pisinisi. O le laulau o lo'o soso'o mai e fa'atusatusa ai vaega taua e a'afia ai galuega i aso uma.
< laulau>Tulaga Su'esu'ega: Le Tau Natia o le Fa'aleleiga
Manatu i se kamupani SaaS i luga o le tulaga Mewayz ma le $75,000 i Tupe Maua Toe Fa'alemasina (MRR). A'o le'i fesuia'i, sa latou fa'aogaina le Stripe mo totogi, Zapier e fa'afeso'ota'i le Stripe i la latou CRM, ma QuickBooks mo le fa'amaumauga.
- Totogi Totogi: ~$2,325/masina (2.9% + 30¢ i le 500 fefa'atauaiga)
- QuickBooks Online: $55/masina
- Fa'aoga Galuega a Zapier: $25/masina
- Taimi Pule mo le Fa'aleleiga: ~4 itula/masina ($160 i le $40/hr)
Aofa'i Tau Fa'alelei: $2,565 + $160 (taimi) = $2,725, po'o se fa'atauga aoga e 3.63%.
Ina ua uma ona sui i tupe tu'ufa'atasi a Mewayz:
- Totogi o Mewayz: ~$2,100/masina (2.7% + 30¢)
- Polokalamepiuta Fa'aopoopo: $0 (fa'aaliga e fa'aletino)
- Taimi Pule: ~0.5 itula/masina ($20)
Aofa'i o Tau Fa'alelei: $2,120, po'o se fa'atatau lelei o le 2.83%.
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Start Free →Teuga Fa'alemasina: $605 (se fa'aitiitiga e 22% o tau fa'atatau i le totogiina).
Methodology: Fa'afefea ona Matou Fa'apotopotoina ma Su'esu'eina Fa'amaumauga
Fa'amatalaga Fa'amatalaga: Le fa'ailoaina, fa'aputu fa'amatalaga tau fefa'atauaiga mai le Mewayz Business OS platform, e aofia ai le 138,000+ tagata fa'aoga. Na taulaʻi le auʻiliʻiliga i se vaega o pisinisi e 5,200 na malaga atu i Mewayz mai Stripe poʻo Square i le va o Ianuari 2023 ma Tesema 2024.
Fa'atatauina o Tau: Mo pisinisi ta'itasi, sa matou fa'atatauina le tau lelei o fefa'ataua'iga a'o le'i alu ma pe a mae'a femalagaiga. O le tau a'o le'i femalaga'i e aofia ai le aofa'iga o totogifuapauina uma e fa'agasolo ai totogi PLUS le tau fa'alemasina o so'o se polokalame fa'atolu-tolu o lo'o fa'aogaina mo le fa'amaumauga, CRM, po'o le masini (fa'ata'ita'iga, QuickBooks, HubSpot Starter, Zapier), fa'asoa i le aofa'i o fefa'atauaiga fa'alemasina. O le tau ina ua mae'a femalaga'iga na fa'aogaina ai le totogi o le gaosiga o Mewayz fa'atasi ai ma le tau fa'atatau o le fuafuaga fa'asoa Mewayz.
Tagata: O lenei suʻesuʻega e atagia mai ai le poto masani o pisinisi i luga o le Mewayz platform ma atonu e le o se sui o vaega uma o maketi. O tupe teu e a'afia i le aofa'i o polokalame fa'akomepiuta ua tu'ufa'atasia.
Toe Ave'ese Autu: O le fea Fa'agaioiga e Sa'o mo Oe?
- Mo le Pulea API Fa'ainitaneti Mama: Afai e fa'alagolago tele lau fa'ata'ita'iga pisinisi i se fa'agasologa o totogi fau fa'aleaganu'u ma le maualuga o le fetuutuuna'i o le API, e tumau pea le ta'ita'i o Stripe, e ui lava i tau e teisi atu ai.
- Mo Piliki-ma-Mortar Faigofie & Pisinisi Fou: Ole faiga fa'atauga uma a le Square ma fa'afaigofie e lelei mo faleoloa fa'atau, fale'aiga, ma pisinisi fa'atoa amatalia.
- Mo Pisinisi Fa'ateleina Sailiga Lelei: O le taimi lava e mana'omia ai e lau pisinisi se CRM, fa'asologa o pili, su'esu'ega, ma fa'amaumauga, o se tu'ufa'atasiga tu'ufa'atasi e pei o Mewayz e ofoina atu le tele o tau ma sefe taimi. E masani lava e tusa ma le $10,000-$20,000 le tupe maua i masina ta'itasi.
- Pisinisi Fa'ava-o-malo: E sili ona lautele le o'o atu o le Stripe i le lalolagi, ae e mafai e fa'asalalauga tu'ufa'atasia ona ofoina atu tau fa'atauva fa'ava-o-malo ua tu'ufa'atasia ma meafaigaluega tau pulega pisinisi.
- Fa'atatau i taimi uma le tau lelei: 'Aua le filifilia se fa'agaioiga e fa'atatau i le fua fa'asalalau na'o ia. Fa'atatau i le tau o isi mea faigaluega e te mana'omia e fa'agasolo lelei ai lau pisinisi.
"O le faaiuga e le naʻo le Stripe vs. Square. E uiga i le filifilia i le va o se meafaigaluega tutoʻatasi ma se faiga faʻaogaina pisinisi tuʻufaʻatasia. Mo le tele o SMBs faʻamautuina, o le lelei o le mauaina mai le tuʻufaʻatasia e sili atu nai lo se eseesega laʻititi i le faʻagasologa o pasene. "
Fa'ai'uga: Le Tulaga Fa'atasi
O le fa'agaioia o totogi ua le toe na'o le fa'amomoli o tupe; e uiga i faʻamaumauga ma galuega faʻapipiʻi i fefaʻatauaiga taitasi. E ui o le Stripe ma le Square e lelei tele i a latou galuega autu, e masani lava ona fai ma sui o se fasi paso e sili atu ona lapo'a ma taugata.
O a matou fa'amaumauga o lo'o fa'aalia ai o pisinisi o lo'o fa'apipi'iina fa'atupe tu'ufa'atasia i totonu o se pisinisi OS e pei o Mewayz e le gata ina fa'asaoina tupe i pili tau fefa'ataua'iga ae fa'aitiitia ai fo'i tau natia ma fete'ena'iga fa'agaioiga o le puleaina o le tele o faiga e motusia. O lenei faiga tu'ufa'atasi e mafai ai e pisinisi ona taula'i atu i le fa'atupula'ia, ae le o le fa'aleleia.
La'u mai le Lipoti Atoa
Maua le su'esu'ega atoa e 25-itulau, e aofia ai fa'amavaega e ala i alamanuia, fa'amaumauga i tau o le toe fa'afo'i, ma se fa'asologa o tau e mafai ona fa'avasegaina.
Frequently Asked Questions (FAQ)
E mafai ona ou fa'aogaina la'u teugatupe Stripe po'o Square i le Mewayz?
Ioe. Mewayz ofo atu faʻatasi ma Stripe ma Square, faʻatagaina oe e faʻafesoʻotaʻi lau tala o iai. Ae peita'i, ina ia maua le fa'aitiitiga tu'ufa'atasi fua fa'atatau ma foliga fa'alelei fa'ale-aganu'u, e tatau ona fa'agasolo le faiga e ala ile Mewayz Payments module.
O fa'amautu la'u fa'amatalaga o totogi i luga o se fa'avae tu'ufa'atasi?
E matua'i. Mewayz, pei o isi tulaga faʻapitoa, faʻaogaina le PCI-DSS Level 1 faitotoʻa totogi. O au fa'amatalaga kata ma'ale'ale e le'o teuina i luga o 'au'aunaga Mewayz; o lo'o fa'atautaia sa'o e a tatou pa'aga totogi o lo'o fa'apitoa i fefa'atauaiga saogalemu.
O le a le vave o le teuina o tupe ma totogi fa'atasi?
O le saoasaoa o tupe teu e mulimulita'i i tulaga tau alamanuia. O le tele o fa'asalalauga tu'ufa'atasi, e aofia ai le Mewayz, e ofoina atu tupe teu i aso fa'apisinisi mo le tele o fefa'ataua'iga, fa'atasi ai ma filifiliga mo le fa'atosina vave mo se totogi fa'aopoopo, e pei o Stripe ma Square.
Ae fa'afefea pe afai e maualuga tele a'u fa'atauga a le tagata lava ia?
Mewayz o lo'o tu'ufa'atasia ma vaifofo fa'apitoa e pei o Stripe Terminal mo le fa'agaioiina o kata a le tagata. Mo pisinisi e masani ona fai piliki-ma-motar, Square's ecosystem of hardware e mafai lava ona avea ma filifiliga sili ona lelei, e ui o se faʻapipiʻi tuʻufaʻatasia e mafai ona faʻamalosia au faʻamatalaga faʻatau i luga ole laiga ma offline.
E iai ni konekarate umi po'o totogifuapauina vave fa'amuta?
Leai. O lo'o fa'agaoioia le Mewayz i se fa'ata'ita'iga fa'asoa masina-ma-masina e aunoa ma ni konekarate umi mo ana fa'agaioiga totogi, e tutusa ma Stripe ma Square. E mafai ona e fetuutuunai lau fuafuaga pe faaleaogaina i soo se taimi.