Isebenza Kanjani Inkokhelo Yebhizinisi Elincane Ngaphandle Kwabasebenzi: Umhlahlandlela Ongenawo Ingcindezi

Indida Yezinkokhelo: Kungani Amabhizinisi Amancane Engakwazi Ukukukhokhela Kabi

Ukugijima kwe-payroll ngomunye waleyo misebenzi yebhizinisi ebonakala iqondile kuze kube yilapho uguqa ngamadolo kumafomu entela, izibalo zesikhathi esengeziwe, kanye nezinsuku zokugcina zokuthobela umthetho. Emabhizinisini amancane asebenza ngaphandle komnyango wakwa-HR ozinikele, ukukhokhelwa kungaba umthombo wanyanga zonke wokucindezeleka kanye nesibopho sezomthetho esingaba khona. Ngokusho kwe-IRS, cishe u-40% wamabhizinisi amancane akhokha inhlawulo emaphakathi engu-$845 ngonyaka ngamaphutha e-payroll—imali engase itshalwe kangcono ekukhuleni.

Kodwa nali iqiniso: ukukhokha akumele kube nzima. Ngamasistimu alungile nokuqonda, ungakwazi ukuphatha isinxephezelo seqembu lakho ngokunembayo, ngokuthobelana, nangokuphumelelayo—ngisho nangaphandle kobuchwepheshe bakwa-HR. Lo mhlahlandlela ukuhambisa kuyo yonke inqubo, kusukela ekusetheni kokuqala kuya ekuphatheni okuqhubekayo, ngamasu asebenzayo akhula njengoba iqembu lakho likhula.

Ukuqonda Izibopho Zakho Zokukhokhelwa: Okungaphezu Kokubhala Amasheke Kuphela

Ngaphambi kokuthi ubale iholo lakho lokuqala, udinga ukuqonda ukuthi i-payroll ihlanganisani ngempela. Akukhona nje ukudlulisela imali ezisebenzini—kuyinqubo ebanzi enemithelela yezomthetho nezezimali.

Izingxenye Ezintathu Zeholo

I-Payroll ihlanganisa izici ezintathu ezixhumene: ukubalwa kwesinxephezelo, ukubanjwa kwentela kanye nokuthunyelwa kwayo, kanye namadokhumenti okuthobela imithetho. Ngayinye idinga ukunakwa ngokucophelela emininingwaneni nasekulandeleni ngomkhondo okuhlelekile.

Izimfuneko Zezomthetho Ongeke Waziba

Imithetho kahulumeni neyezwe ibusa ukuthi kufanele uwuphathe kanjani ukukhokha. I-Fair Labor Standards Act (FLSA) ibeka inani elincane lamaholo, isikhathi esengeziwe, kanye nezidingo zokugcina amarekhodi. Okwamanje, imithetho yentela idinga ukuthi ugodle izintela zeholo, i-Social Security, kanye ne-Medicare emalini eholelwa abasebenzi—futhi ukhokhe iminikelo efanayo yomqashi.

Ukumisa Isisekelo Sakho Semiholo: Uhlu Lokuhlola Ngaphambi Kokundiza

Isistimu yokukhokha eyimpumelelo iqala ngokusetha okufanele. Ukweqa lezi zinyathelo eziyisisekelo kuholela ekuhlanganiseni amaphutha phansi komugqa.

• Thola Inombolo Yesibonakaliso Yomqashi (EIN): Le ID yentela yenhlangano ibalulekile ekubikeni izintela nokuqasha izisebenzi. Faka isicelo mahhala ngewebhusayithi ye-IRS.
• Bhalisa Nezinhlaka Zombuso: Izifundazwe eziningi zidinga ukubhaliswa komshwalense wokungasebenzi kanye nezinhlangano zabasebenzi. Hlola izidingo ezithile zesifunda sakho.
• Setha Izikhathi Zokukhokha: Nquma ukuthi uzokhokha masonto onke, biweekly, semimonthly, noma nyanga zonke. Ukungaguquguquki kusemqoka kukho kokubili ukungena nokuhambisana nokuphuma kwemali.
• Khetha Izindlela Zokukhokha: Idiphozi eqondile, amasheke wephepha, noma amakhadi okukhokha? Cabangela lokho okusebenza kangcono eqenjini lakho namandla akho okuphatha.
• Qoqa Amadokhumenti Ezisebenzi: Sonke isisebenzi kufanele sigcwalise Ifomu W-4 lokugodla intela yenhlangano kanye namafomu alinganayo esifunda uma ekhona.

Lokhu kusetha kokuqala ngokuvamile kuthatha amaviki angu-2-3, ngakho-ke hlela ngendlela efanele ngaphambi kokuqala kokukhokhelwa kwakho. Bhala isinyathelo ngasinye ngokucophelela—uzobuyela kulolu lwazi ngokuphindaphindiwe.

Indlela Yokucubungula Inkokhelo Yesinyathelo Nesinyathelo

Uma isisekelo sakho sesiqinile, landela le ndlela ehlelekile ngesikhathi sokukhokha ngasinye ukuze uqinisekise ukunemba nokuhambisana.

Isinyathelo 1: Landelela Isikhathi Nokuya

Ukulandelela isikhathi okunembayo akuxoxiswana ngakho. Kubasebenzi behora, lokhu kusho ukurekhoda wonke amahora asetshenziwe, kuhlanganise nesikhathi esengeziwe. Ngisho nabasebenzi abaholayo bangase babe nezinto eziguquguqukayo ezifana namabhonasi noma ikhomishini edinga ukulandelelwa. Sebenzisa amathuluzi okulandelela isikhathi sedijithali ukuze unciphise amaphutha—amaspredishithi asebenza ekuqaleni, kodwa izikali zesofthiwe ezizinikele zibe ngcono.

Isinyathelo 2: Bala Inkokhelo Ephelele

Phindanisa amahora asetshenzwe ngamanani ehora kubasebenzi abangakhululwa. Kubasebenzi abaholayo, hlukanisa iholo lonyaka ngenani lezikhathi zokuhola. Ungakhohlwa ukufaka isikhathi esengeziwe esiphindwe izikhathi ezingu-1.5 kunesilinganiso esivamile samahora angaphezu kuka-40 ngesonto lomsebenzi.

Isinyathelo 3: Bala Imali Ebanjwayo

Lapha kulapho abanikazi bamabhizinisi amancane abaningi bethuka khona, kodwa kuyalawuleka ngezinsiza ezifanele. Izimali ezibanjwayo ziwela ezigabeni ezimbili:

• Ukudonswa kwemali ngaphambi kwentela: Amaphrimiyamu omshwalense wezempilo, iminikelo yomhlalaphansi (uma unikeza u-401(k)), kanye nezinye izinzuzo ezithile zehlisa imali engenayo ekhokhiswa intela.
• Ukudonswa kwentela kwangemva kwentela: Lokhu kufaka phakathi izinto zokuhlobisa, izimali ezikhokhwa zinyunyana, nokunye okudonswa ngokuzithandela ngemva kokuba sezibaliwe izintela.

Isinyathelo 4: Bamba Izintela

Sebenzisa I-IRS Publication 15-T kanye nolwazi oluvela kufomu le-W-4 yesisebenzi ukuze ubale ukubanjwa kwentela yemali engenayo yenhlangano. Ungakhohlwa Ukuvikeleka Komphakathi (6.2% kuze kufike kumkhawulo wonyaka) kanye ne-Medicare (1.45% engenamkhawulo). Izintela zesifunda nezendawo ziyehluka kakhulu—hlola izimfuneko zendawo yakho ethile.

Isinyathelo 5: Cubungula I-Net Pay bese Uqopha yonke into

Susa imali ebanjwayo nezintela enkokhelweni yonke ukuze unqume ingqikithi yenkokhelo. Sabalalisa izinkokhelo ngendlela oyikhethile, futhi ulondoloze amarekhodi anemininingwane yawo yonke isibalo. I-IRS idinga ukuthi amarekhodi e-payroll agcinwe okungenani iminyaka emine.

"Iphutha elivame kakhulu lokuhola amabhizinisi amancane elokugcina amarekhodi ngokungaguquki. Sebenzisa izinhlelo kusukela ngosuku lokuqala ezenza imibhalo enembile ibe ngokuzenzakalela." - USarah Johnson, I-CPA Yamabhizinisi Amancane

Ukuthobela Intela Yokukhokhelwa: Isibopho Sakho Esiqhubekayo

Izibopho zentela azipheli lapho ukhipha amashekhi. Unezidingo eziqhubekayo zokubika nezinkokhelo ezihluka ngobuningi nangamandla.

Amashejuli ediphozithi abalulekile

I-IRS yabela amashejuli ediphozithi ngokusekelwe esikweletini sakho sentela. Amabhizinisi amancane amaningi afaka imali nyanga zonke, okusho ukuthi kufanele ukhiphe izintela ezibanjiwe ngomhla ka-15 wenyanga elandelayo. Izikweletu ezinkulu zingase zidinge amadiphozithi amaphakathi neviki.

Ukugcwalisa Kwekota Nonyaka

Ifomu 941 libika amaholo nezintela zekota, kuyilapho Ifomu 940 libika izintela zonyaka zokungasebenzi zenhlangano. Amazwe anokugcwalisa okufanayo—bhala ngekhalenda lezo zinsuku zokugcina ukuze ugweme izinsuku ezingamanqamu eziphuthelwe.

Ukubika Kokuphela konyaka

Nikeza amafomu e-W-2 kubasebenzi kanye namafomu angu-1099 kosonkontileka ngo-January 31st. Fayela amakhophi Nokuphathwa Kwezokuphepha Komphakathi ekupheleni kukaFebruwari (noma uMashi uma ugcwalisa ngekhompyutha).

Amathuluzi Nobuchwepheshe: Ukukala Inqubo Yenkokhelo Yakho

Ukubala okukhokhelwayo mathupha kuba okungalawuleki ngokushesha. Amathuluzi alungile anganciphisa amaphutha kufika ku-80% futhi onge amahora angu-5-10 nyanga zonke ngesikhathi sokuphatha.

Lapho AmaSpredishithi Esebenza (Nalapho Engasebenzi)

Emaqenjini abasebenzi abangu-1-3 abanesinxephezelo esiqondile, amaspredishithi angase anele okwesikhashana. Kodwa uma usungeze izinzuzo, amanani enkokhelo amaningi, noma isikhathi esengeziwe, isofthiwe ezinikele iba ibalulekile.

Izinketho Zesofthiwe Yokukhokha

Izinkundla zokukhokhelwa zesimanje zenza ukubala ngokuzenzakalelayo, ukufakwa kwentela, nezinkokhelo. Abaningi bahlanganisa nokulandela isikhathi, isoftware yokubalwa kwezimali, kanye nezinhlelo zamabhange. Bheka izici ezifana nezibuyekezo zentela ezizenzakalelayo, ukufinyeleleka kweselula, nezingosi zokuzisiza zabasebenzi.

I-Mewayz Advantage

Amapulatifomu afana ne-Mewayz anikezela ngamamojula okukhokhelwa ahlanganisiwe avumelanisa ne-CRM yakho, ama-invoyisi, nokunye ukusebenza kwebhizinisi. Lokhu kuqeda ukufakwa kabusha kwedatha futhi kunikeza umbono ohlangene wezezimali zebhizinisi lakho. Ku-$19-49/ngenyanga emaqenjini amaningi amancane, ukonga isikhathi kuvame ukuthethelela ukutshalwa kwezimali phakathi nezinyanga ezimbalwa zokuqala.

Izihibe Ezivamile Zezinkokhelo kanye Nendlela Yokuzigwema

Ukufunda emaphutheni abanye kubiza kunokwenza awakho. Nawa amaphutha enkokhelo avame kakhulu nokuthi ungawavimba kanjani.

• Abasebenzi Abangahlukanisi: Osonkontileka abazimele uma beqhathaniswa nabasebenzi banemithelela ebalulekile yentela. Sebenzisa imihlahlandlela ye-IRS ukuze unqume ukuhlukaniswa okufanele.
• Izinsuku Zokugcina Ezingekho: Ikhalenda yonke iminqamulajuqu yombuso, yesifunda, neyendawo enezikhumbuzi ezibekwe kusenesikhathi.
• Isibalo Sesikhathi Esengeziwe Esingalungile: Khumbula ukuthi isikhathi esengeziwe sisekelwe emahoreni asetshenzwe ngaphezu kuka-40 ngesonto lomsebenzi, hhayi ngosuku (ngaphandle uma umthetho wezwe uhluka).
• Ukugcinwa Okungekuhle Kwerekhodi: Sebenzisa uhlelo olungaguquki lokugcina amarekhodi e-payroll, okuhlanganisa ama-timesheets, amafomu entela, namarekhodi okukhokha.
• Ukuziba Izidingo Eziqondene Nezifundazwe: Ezinye izifundazwe zinezidingo ezihlukile njengekhefu lokugula elikhokhelwayo, imithetho ehlukene yesikhathi esengeziwe, noma izintela ezengeziwe.

Isikhathi Sokucatshangelwa Inkokhelo Yokuhwebelana Kwangaphandle

Njengoba ibhizinisi lakho likhula, kufika isikhathi lapho ukukhokhelwa kwangaphandle kwenza umqondo wezezimali. Cabangela lezi zinkomba:

Uma uchitha ngaphezu kwamahora angu-5-8 nyanga zonke emisebenzini ekhokhelwayo, wenza amaphutha avamile, noma uzizwa ungaqiniseki ngokuthobela umthetho, usizo lochwepheshe lungase luqinisekiswe. Ukukhipha imali ngokujwayelekile kubiza u-$50-150 ngenyanga kanye nezinkokhelo zesisebenzi ngasinye, kodwa kuvimbela izinhlawulo ezibizayo futhi kukhulula isikhathi sakho semisebenzi eyenza imali engenayo.

Amabhizinisi amaningi asebenzisa indlela exubile: ukuphatha ukukhokhelwa kwansuku zonke ngaphakathi kuyilapho ekhipha imibhalo yentela nokuthobela kochwepheshe. Lokhu kulinganisa ukulawulwa kwezindleko nokunciphisa ubungozi.

Ukwakha Uhlelo Lwemiholo Olukhula Nebhizinisi Lakho

Amasistimu okukhokhelwa asebenza kahle kakhulu aklanyelwe ukukala. Qala ngezinqubo ezisebenzela usayizi weqembu lakho lamanje kodwa ezingakhula njengoba ukhula.

Khipha yonke inqubo ukuze amalungu eqembu angene lapho kudingeka. Qeqesha okungenani omunye umuntu oyedwa ezintweni eziyisisekelo zokuhola ukuze uqinisekise ukuqhubeka kwebhizinisi. Buyekeza njalo izinqubo zakho ukuze uthole ukuthuthukiswa kokusebenza kahle—okusebenzela abasebenzi aba-5 kungase kungasebenzi kwabangu-15.

Khumbula ukuthi ukukhokhelwa kungaphezu komsebenzi wokuphatha—kuwumsebenzi obalulekile othinta isimilo sesisebenzi, ukuthobela umthetho, kanye nempilo yezezimali yebhizinisi lakho. Ukuyenza kahle kwakha ukwethembana nethimba lakho futhi kuvikela inkampani yakho ezijezisweni ezingagwemeka.

Njengoba usebenzisa lawa maqhinga, uzothola ukuthi inkokhelo iba enye inqubo yebhizinisi elawulekayo kunokuba ikhanda elibuhlungu nyanga zonke. Futhi ngamathuluzi namasistimu alungile, ungase ukuthole kuzuzisa ukwazi ukuthi iqembu lakho likhokhelwa ngokunembile nangesikhathi, ngaso sonke isikhathi.

Imibuzo Evame Ukubuzwa

Yiliphi iphutha elikhulu lemiholo elenziwa amabhizinisi amancane?

Iphutha elivame kakhulu ukuhlukaniswa kwezisebenzi ngendlela engafanele—ukuphatha abasebenzi njengosonkontileka abazimele lapho kufanele babe izisebenzi. Lokhu kungaholela ezijezisweni ezinkulu zentela nasezinkokhelweni eziyimbuyiselo.

Kufanele ngisebenze kangaki ukukhokhelwa kweqembu lami elincane?

Amabhizinisi amancane amaningi asebenzisa amashejuli ama-biweekly (njalo emavikini amabili) noma kabili ngenyanga (kabili ngenyanga). Ukungaguquguquki kubaluleke kakhulu kunokuphindaphinda—khetha ishejuli ongayigcina ngendlela enokwethenjelwa.

Ingabe ngidinga isofthiwe ekhethekile ukuze ngiqhube iholo?

Ngenkathi amaspredishithi esebenzela amaqembu amancane kakhulu, isofthiwe ye-payroll iba ibalulekile uma usunezisebenzi eziningi, izinzuzo, noma izinhlaka zokuhola eziyinkimbinkimbi. Yehlisa amaphutha futhi yonga isikhathi esibalulekile.

Yimaphi amarekhodi e-payroll okufanele ngiwagcine?

Gcina amarekhodi amahora asetshenziwe, amanani okukhokha, ukubanjwa kwentela, nezinsuku zokukhokha okungenani iminyaka emine. Futhi gcina amafomu abasebenzi afana nama-W-4 namarekhodi okugcina isikhathi.

Kunini lapho kufanele ngicabangele khona ukukhokhelwa kwemisebenzi yangaphandle?

Cabangela ukukhishwa kwemisebenzi uma uchitha amahora angaphezu kwangu-5-8 ngenyanga ku-payroll, wenza amaphutha avamile, noma uzizwa ungaqiniseki ngokuthobela imithetho. Izindleko zivame ukuthethelelwa ngokonga isikhathi kanye nokunciphisa ubungozi.