Abanini bamaShishini amaNcinci bafumana amathemba amancinane malunga neentengiso. Amanani amva nje abonisa isizathu.

Abanini bamaShishini amaNcinci bafumana amathemba anganeno malunga neentengiso. Amanani amva nje abonisa isizathu.

Kangangeminyaka, umqolo woqoqosho lwaseMelika ibilithemba elingapheliyo. Abanini bamashishini amancinci, ngokukodwa, baye bahamba emanzini aneziphithiphithi ezinophawu "lokukwenza" umoya. Noko ke, uhlolisiso lwakutshanje nezalathi zezoqoqosho zinika umfanekiso-ngqondweni woku: elo themba liyancipha. Ilifu lokungaqiniseki lizinza phezu kwesitrato esiPhambili, kwaye izizathu zingaphezulu nje kwemvakalelo engacacanga yokukhathazeka kwezoqoqosho. Idatha yekhonkrithi ityhila isaqhwithi esifanelekileyo semingeni enyanzelisa abanini bamashishini ukuba bahlaziye izinto abazilindeleyo kwaye baqinise amabhanti abo. Iphupha lokukhula liyathomalaliswa yinyani yemida ecudiweyo kunye nabathengi abalumkileyo.

Ukucutheka kwexabiso lentengo: Iindleko eziPhezulu, imida emincinci

Olona xinzelelo lukhawulezileyo nolubambekayo olujongene namashishini amancinci kukunyuka kwamaxabiso. Ngelixa izinga lokunyuka kwamaxabiso lipholile ukusuka kwincopho yalo, isiphumo esongezelekayo seminyaka yokunyuka kwamaxabiso sishiye uphawu olunzulu. Ixabiso lezinto eziyimfuneko—ukususela kwimpahla ekrwada kunye neempahla ezithengiweyo ukuya kumandla kunye nokuthumela ngenqanawa—zihlala ziphezulu ngenkani. Kwishishini elincinci, ezi ndleko zandisiweyo azinakusoloko zigqithiselwa kumthengi ngaphandle kokubeka umngcipheko welahleko yokuthengisa. Oku kudala ukucudiswa okubuhlungu kwimida yengeniso. Abanini bajamelene nokhetho olunzima: bathathe iindleko kwaye bafumane imali encinci, okanye banyuse amaxabiso kwaye bangakwazi ukwahlula isiseko sabathengi babo. Olu xinzelelo lwezemali olungagungqiyo ngumqhubi ophambili wokuhla kwethemba, njengoko ukugcina nje imeko injalo kuba lidabi lemihla ngemihla.

I-Pullback yoMthengi: Xa abaThengi Beqinisa izipaji zabo

Ukudibanisa ingxaki yokunyuka kweendleko kukutshintsha okubonakalayo kwindlela yokuziphatha yabathengi. Emva kwethuba lenkcitho emandla yasemva kobhubhani, amakhaya ekugqibeleni aziva ephantsi kwamaxabiso aphakamileyo kwizinto eziyimfuneko njengokutya, izindlu, kunye nepetroli. Ngenxa yoko, inkcitho enokuvela idla ngokuba yeyokuqala ukuthotywa. Amanani okuthengisa amva nje abonisa ukucotha okubonakalayo, ngakumbi kwizinto ezingabalulekanga kunye neenkonzo. Kwivenkile yasekhaya, indawo yokubhaka eboutique, okanye ivenkile ezimeleyo yokulungisa itekhnoloji, oku kuthetha ukuba abathengi abambalwa abahamba ngomnyango kunye neesayizi ezincinci zentengiselwano. Uqikelelo oluthembayo obeluxhomekeke kwimfuno engaguqukiyo yabathengi ngoku luyahlaziywa, njengoko abanini bangqina umthengi olumke ngakumbi kunye noqingqo-mali.

Kulo mmandla ucela umngeni, ukusebenza kakuhle ayilolizwi nje—licebo lokusinda. Abanini baphonononga yonke inkalo yemisebenzi yabo ukufumana ukonga kunye nokuhambisa ukuhamba komsebenzi. Iindawo eziphambili ekugxilwe kuzo ziquka:

• Ulawulo lwe-Inventory: Ukuphepha ukugqithiswa kwempahla ukunciphisa iindleko zokuthwala kunye nokunciphisa inkcitho.
• I-ROI yoRhwebo: Ukutshintsha uhlahlo lwabiwo-mali luye kumaphulo ekujoliswe kuwo kakhulu, anokulinganiswa endaweni yokuba abanzi, aduru.
• Ukusebenza okuzenzekelayo: Ukusebenzisa ubuchwepheshe ukuphatha imisebenzi ephindaphindiweyo, ukukhulula ixesha lomnini kunye nabasebenzi kumsebenzi wexabiso eliphezulu.
• Uthethwano loMboneleli: Ukufuna ngenkuthalo imigaqo engcono okanye amaqabane angabizi kakhulu ukulwa nokunyuka kwamaxabiso ezinto ezifakiweyo.

UkuJonga ukungaqiniseki ngeMisebenzi eBuchule

Ngelixa imozulu ye-macroeconomic ubukhulu becala iphuma kulawulo lomnini-shishini omnye, imeko yangaphakathi yokusebenza ayinjalo. Apha kulapho utshintsho kwisicwangciso lunokwenza umahluko. Endaweni yokubhankisha ngokunyuka kwentengiso, awona mashishini anamandla aguqukela ngaphakathi, agxile ekwakheni umsebenzi obhityileyo, okhawulezayo, kunye nobukrelekrele. Oku kumalunga nokwenza okungakumbi ngokuncinci kunye nokuqinisekisa ukuba uvimba ngamnye usetyenziswa kangangoko.

"Amashishini angayi kuphila kuphela kodwa anokuthi aphumelele ngeli xesha yilabo abalawula imisebenzi yabo. Akusekho malunga nokulinda ukuba imarike iphucule; imalunga nokwenza ishishini lakho lisebenze kakuhle ukuba unokumelana noxinzelelo kwaye ulungele ukukhwela xa iimeko zitshintsha. " - Umhlalutyi weShishini kwi-Small-Business Resilience

Esi sisikhewu kanye esithe i-OS yemodyuli yeshishini efana ne-Mewayz iyilelwe ukuba izaliswe. Xa ithemba lokuthengisa lidipha, ukugqwesa kokusebenza kuba sisicwangciso esitsha sokukhula. I-Mewayz idibanisa yonke imisebenzi yakho ebalulekileyo-ukusuka kwi-CRM kunye nolawulo lweprojekthi ukuya kwi-invoyisi kunye nohlalutyo-kwinkqubo enye, edibeneyo. Lo mbono uphelele uvumela abanini ukuba bachonge ukungasebenzi ngokukhawuleza, ukuzenzekelayo iinkqubo zezandla, kwaye benze izigqibo eziqhutywa yidatha ezikhusela inzuzo, nangona umbhobho wokuthengisa ungaqinisekanga. Ijika umceli mngeni wemalike ephantsi ibe lithuba lokwakha isiseko soshishino esomeleleyo, esomeleleyo ngakumbi.

Indlela eya Phambili: Lumka, kodwa ilungisiwe

Ukwehla kwethemba lamashishini amancinci yimpendulo enengqiqo kuqoqosho lokwenyani. Nangona kunjalo, akufuneki ukuba ibonise ukwehla kwimpumelelo. Ngokuvuma ubunyani obutsha beendleko eziphezulu kunye nabathengi abalumkileyo, abanini bamashishini banokujika ukugxila kwabo ukusuka ekukhuleni kwangaphandle ukuya kumandla angaphakathi. Amanani amva nje kukubizelwa esenzweni: hlengahlengisa imisebenzi yakho, wamkele itekhnoloji ehlakaniphile, kwaye wakhe ishishini elisebenzayo, eliguquguqukayo, nelilungele nantoni na elandelayo. Injongo iyatshintsha ukusuka ekukhuleni okukhulayo ukuya ekuqineni okuzinzileyo, ukuqinisekisa ukuba ishishini lakho lakhelwe ukuhlala.

Imibuzo Ebuzwa Rhoqo

Abanini bamaShishini amaNcinci bafumana amathemba amancinane malunga neeNtengiso. Amanani amva nje abonisa isizathu.

Kangangeminyaka, umqolo woqoqosho lwaseMelika ibilithemba elingapheliyo. Abanini bamashishini amancinci, ngokukodwa, baye bahamba emanzini aneziphithiphithi ezinophawu "lokukwenza" umoya. Noko ke, uhlolisiso lwakutshanje nezalathi zezoqoqosho zinika umfanekiso-ngqondweni woku: elo themba liyancipha. Ilifu lokungaqiniseki lizinza phezu kwesitrato esiPhambili, kwaye izizathu zingaphezulu nje kwemvakalelo engacacanga yokukhathazeka kwezoqoqosho. Idatha yekhonkrithi ityhila isaqhwithi esifanelekileyo semingeni enyanzelisa abanini bamashishini ukuba bahlaziye izinto abazilindeleyo kwaye baqinise amabhanti abo. Iphupha lokukhula liyathomalaliswa yinyani yemida ecudiweyo kunye nabathengi abalumkileyo.

Ukucutheka kwexabiso lentengo: Iindleko eziPhezulu, iMida emincinci

Olona xinzelelo lukhawulezileyo nolubambekayo olujongene namashishini amancinci kukunyuka kwamaxabiso. Ngelixa izinga lokunyuka kwamaxabiso lipholile ukusuka kwincopho yalo, isiphumo esongezelekayo seminyaka yokunyuka kwamaxabiso sishiye uphawu olunzulu. Ixabiso lezinto eziyimfuneko—ukususela kwimpahla ekrwada kunye neempahla ezithengiweyo ukuya kumandla kunye nokuthumela ngenqanawa—zihlala ziphezulu ngenkani. Kwishishini elincinci, ezi ndleko zandisiweyo azinakusoloko zigqithiselwa kumthengi ngaphandle kokubeka umngcipheko welahleko yokuthengisa. Oku kudala ukucudiswa okubuhlungu kwimida yengeniso. Abanini bajamelene nokhetho olunzima: bathathe iindleko kwaye bafumane imali encinci, okanye banyuse amaxabiso kwaye bangakwazi ukwahlula isiseko sabathengi babo. Olu xinzelelo lwezemali olungagungqiyo ngumqhubi ophambili wokuhla kwethemba, njengoko ukugcina nje imeko injalo kuba lidabi lemihla ngemihla.

I-Pullback yoMthengi: Xa abaThengi Beqinisa izipaji zabo

Ukudibanisa ingxaki yokunyuka kweendleko kukutshintsha okubonakalayo kwindlela yokuziphatha yabathengi. Emva kwethuba lenkcitho emandla yasemva kobhubhani, amakhaya ekugqibeleni aziva ephantsi kwamaxabiso aphakamileyo kwizinto eziyimfuneko njengokutya, izindlu, kunye nepetroli. Ngenxa yoko, inkcitho enokuvela idla ngokuba yeyokuqala ukuthotywa. Amanani okuthengisa amva nje abonisa ukucotha okubonakalayo, ngakumbi kwizinto ezingabalulekanga kunye neenkonzo. Kwivenkile yasekhaya, indawo yokubhaka eboutique, okanye ivenkile ezimeleyo yokulungisa itekhnoloji, oku kuthetha ukuba abathengi abambalwa abahamba ngomnyango kunye neesayizi ezincinci zentengiselwano. Uqikelelo oluthembayo obeluxhomekeke kwimfuno engaguqukiyo yabathengi ngoku luyahlaziywa, njengoko abanini bangqina umthengi olumke ngakumbi kunye noqingqo-mali. Kule meko icela umngeni, ukusebenza kakuhle ayilolizwi nje—licebo lokusinda. Abanini baphonononga yonke inkalo yemisebenzi yabo ukufumana ukonga kunye nokuhambisa ukuhamba komsebenzi. Iindawo eziphambili ekugxilwe kuzo ziquka:

UkuJonga ukungaqiniseki ngeMisebenzi eBuchule

Ngelixa imozulu ye-macroeconomic ubukhulu becala iphuma kulawulo lomnini-shishini omnye, imeko yangaphakathi yokusebenza ayinjalo. Apha kulapho utshintsho kwisicwangciso lunokwenza umahluko. Endaweni yokubhankisha ngokunyuka kwentengiso, awona mashishini anamandla aguqukela ngaphakathi, agxile ekwakheni umsebenzi obhityileyo, okhawulezayo, kunye nobukrelekrele. Oku kumalunga nokwenza okungakumbi ngokuncinci kunye nokuqinisekisa ukuba uvimba ngamnye usetyenziswa kangangoko.

Indlela ePhambili: Lumka, kodwa ilungisiwe

Ukwehla kwethemba lamashishini amancinci yimpendulo enengqiqo kuqoqosho lokwenyani. Nangona kunjalo, akufuneki ukuba ibonise ukwehla kwimpumelelo. Ngokuvuma ubunyani obutsha beendleko eziphezulu kunye nabathengi abalumkileyo, abanini bamashishini banokujika ukugxila kwabo ukusuka ekukhuleni kwangaphandle ukuya kumandla angaphakathi. Amanani amva nje kukubizelwa esenzweni: hlengahlengisa imisebenzi yakho, wamkele itekhnoloji ehlakaniphile, kwaye wakhe ishishini elisebenzayo, eliguquguqukayo, nelilungele nantoni na elandelayo. Injongo iyatshintsha ukusuka ekukhuleni okukhulayo ukuya ekuqineni okuzinzileyo, ukuqinisekisa ukuba ishishini lakho lakhelwe ukuhlala.