Ulawulo lokuHamba kweMali: ISakhono esi-#1 sokusinda kwiShishini

Ulawulo lokungena nokuphuma kwemali sesona buchule sibalulekileyo esahlula amashishini asindayo kulawo angaphumeleliyo kwiminyaka yawo emihlanu yokuqala. Yinkosi, kwaye ufumana ukucaca, ukuzithemba, kunye nolawulo lokukhulisa ishishini lakho ngokwemiqathango yakho - nokuba imarike ikuphosela ntoni na.

Nokuba uqhuba umcebisi wedwa okanye ulinganisa iqela lamashumi amabini, imigaqo iyafana: yazi into ezayo, lawula okuphumayo, kwaye hlala ubeke iliso lakho kokulandelayo. Ukukunceda wenze kanye loo nto, i-Mewayz yenze i-eBook ekhutshelwa simahla — "Ulawulo lokuhamba kweMali: I- #1 yeSakhono sokuSinda kwiShishini" — isikhokelo esisebenzayo, sesahluko nesahluko esakhelwe ngokukodwa abanini bamashishini abancinci abazimisele ngokuphila ixesha elide.

Kutheni uninzi lwamashishini amancinci esokola ngokuHamba kweMali?

Inzuzo kunye nokuphuma kwemali ayiyonto inye - kwaye ukubhidanisa oku kubini yenye yezona mpazamo zixhaphakileyo kwaye zineendleko eziphezulu ezenziwa ngabanini bamashishini amancinci. Ishishini linokuba nengeniso ephepheni ngelixa kwangaxeshanye liphelelwa yimali ebhankini. Oku kwenzeka ngenxa yokuba inzuzo yingcinga yokubala, ngelixa ukuhamba kwemali kuyinyani.

Abaxumi abahlawula kade, ukunyuswa kwengeniso yamaxesha onyaka, iindleko ebezingalindelekanga, kunye nokukhula okukhawulezayo (okufuna ngokuxakileyo imali ethe kratya) konke kudala umsantsa phakathi kwemali efunyenweyo nemali ekhoyo. Ngokutsho kwezifundo ezininzi, ukuphathwa kakubi kwemali engenayo - kungekhona ukungabikho kwemfuno - yimbangela ehamba phambili yokungaphumeleli kwamashishini amancinci. Ukuqonda yakhoumjikelo wokuqukuqela kwemali linyathelo lokuqala ekutshintsheni loo mabali, nto leyo kanye kanye iSahluko soku-1 se-eBook idilesi.

Ungahlawulwa njani ngokukhawuleza ngaphandle kokugxotha abaxumi?

Ukukhawulezisa ukungena kuncinci malunga nokuba ndlongondlongo kwaye ngaphezulu malunga nokususa ukukhuhlana. Okukhona kulula ukuba abathengi bakuhlawule, kokukhona baya kukuhlawula ngokukhawuleza. Isahluko sesi-2 se-eBook sintywila nzulu kwizicwangciso ezisebenzayo ezitshintsha amandla ngaphandle kokonakalisa ubudlelwane. Nanga amaqhinga angundoqo ashukumisa inaliti:

• I-invoyisi ngokukhawuleza ekuhanjisweni - ukulibaziseka ekuthumeleni ii-invoyisi ngokuthe ngqo ukuguqulela ukulibaziseka kwentlawulo; zenzele eli nyathelo naphi na apho kunokwenzeka
• Nika iindlela ezininzi zokuhlawula — ikhadi letyala, ukudluliselwa kwebhanki, kunye ne-digital wallets zinciphisa isizathu sokuphazamiseka
• Sebenzisa i-net-15 terms endaweni ye-net-30 — amagama amafutshane axhaphake kakhulu kunokuba abanikazi bamashishini abaninzi beqonda, ngakumbi ngonxibelelwano olucacileyo ngaphambili
• Sebenzisa inkuthazo yokuhlawula kwangoko — isaphulelo se-1–2% sentlawulo kwisithuba seentsuku ezintlanu sikubiza kancinci kodwa siphucula kakhulu imeko yakho yemali
• Thumela izikhumbuzi zokuhlawula ngokuzenzekelayo - i-nudge ethambileyo iintsuku ezintathu ngaphambi komhla obekiweyo, ngomhla omiselweyo, kunye neentsuku ezintathu emva kokususa iingxoxo ezingathandekiyo kunye nokukhawuleza ukuqokelela

Amaqonga afana ne-Mewayz abeka embindini we-invoyisi, ukulandelela intlawulo, kunye nonxibelelwano lomxumi kwindawo enye, ukuze uchithe ixesha elincinci uleqa kunye nexesha elininzi lokwakha.

Ijongeka Njani Inkcitho Ngobuchule?

Ukunciphisa iindleko kudla ngokuba yinto yokuqala xa imali ivakala iqinile - kodwa ukucuthwa okungakhethiyo kunokuphazamisa imisebenzi eyenza ingeniso. Isahluko sesi-3 se-eBook silungisa oku kwakhona njengenkcitho ngobuchule: kuvavanya yonke into ephumayo ngembuyekezo yayo, ixesha, kunye nemfuneko endaweni yokusika nje izinto zomgca.

"Injongo ayikokuchitha imali encinci - kukusebenzisa kakuhle. Yonke idola eshiya ishishini lakho kufuneka ikhusele oko uyakhileyo, ukhulise into onayo, okanye uthenge ixesha elisemva ukuze wenze zombini."

Ulawulo olucwangcisiweyo lokuphuma luthetha uthethathethwano lwemiqathango yokuhlawula kunye nabathengisi, ukubeka ixesha lokuthenga izinto ezinkulu ukuze zihambelane namaxesha anengeniso ephezulu, kunye nophicotho-zincwadi oluqhubekayo lwemirhumo ngekota. Kukwathetha ukwazi umahluko phakathi kweendleko ezikhula ngokukhula kunye nezo zisanda. I-eBook ikunika isakhelo esilula sokuhlela zonke iindleko ukuze izigqibo zikhawuleze, zicace, kwaye zihambelane ngcono nobume bakho bemali.

Uyakha Njani Indawo yokugcina Imali Ngaphandle Kokuncama Ukukhula?

Imali ebekelwe imali ayiyonto ilula — sisiseko saso sonke isigqibo sobuchule oya kusenza. Isahluko sesi-4 sijongana nowona mba unzima ngokweemvakalelo kulawulo lokuqukuqela kwemali: ukubekela bucala imali xa kubonakala ngathi akukho yaneleyo yokuyigcina.

Ingcebiso esemgangathweni ziinyanga ezintathu ukuya kwezintandathu zeendleko zokusebenza, kodwa ukufika apho kufuna inkqubo, hayi amandla. I-eBook ikuhambisa ngendlela "yokubuyisela uhlahlo lwabiwo-mali" -ukwabela uvimba wakho kuqala, phambi kwenkcitho enokuvela-kunye neenjongo ezibekiweyo zogcino ezikuvumela ukuba wakhe ukuzithemba ngokuthe ngcembe. Ishishini elincinci elinenyanga enye yogcino ebhankini lisebenza lisuka kwingqondo eyahluke ngokupheleleyo kunomvuzo ophilayo wokubhatalwa. Ithethathethana ngezivumelwano ezingcono, yenza ukuqesha okukhaliphile, kunye nemozulu ngamaxesha acothayo ngaphandle koloyiko.

Izixhobo zemali ze-Mewayz zikuvumela ukuba usete iithagethi zogcino, ulandele inkqubela, kwaye ube nombono wendlela yakho yeenqwelo-moya nangaliphi na ixesha — susa uqikelelo ngokupheleleyo.

Kutheni ukuhamba kwemali kuxela kwangaphambili umahluko phakathi kokuphendula nokuKhokelayo?

Uninzi lwabanini bamashishini balawula ukuhamba kwemali ngokujonga ngasemva — ukuphonononga okwenzeka kwinyanga ephelileyo. Uqikelelo lwengqikelelo luyayiguqula ngokupheleleyo loo nto, ikunika umfanekiso ojonge phambili wemeko yakho yezemali ukuze ukwazi ukuthatha izigqibo ezikhawulezileyo endaweni yezo ezisebenzayo.

Isahluko sesi-5 se-eBook sazisa ngoqikelelo olusebenzayo lweeveki ezili-13 lokuhamba kwemali—isixhobo esisetyenziswa ziiCFOs zeenkampani ezinkulu kodwa zinamandla ngokulinganayo kulo naliphi na isayizi. Ifestile ye-13 yeeveki inde ngokwaneleyo ukubona iipateni kunye nokucwangcisa kwangaphambili, imfutshane ngokwaneleyo ukuba ihlale ichanekile kwaye iyenzeka. Uya kufunda Uyakha Njani uqikelelo lwakho lokuqala ukusuka ekuqaleni, uhlaziywa njani ngeveki ngaphandle kokuba lube ngumthwalo, kunye nendlela yokuyisebenzisa kwixesha lokuqesha izigqibo, ukuthengiswa kotyalo-mali ngokuchaneka kwenkcitho, kunye neenkcukacha zokuthengisa.

Ngeemodyuli ezihlanganisiweyo ze-Mewayz's 207, idatha yakho yoqikelelo iqhagamshela ngqo kwi-invoyisi yakho, iindleko, iCRM, kunye nombhobho weprojekthi - ngoko uqikelelo lwakho lubonisa eyona nto yenzekayo, hayi le ocinga ukuba inokwenzeka.

Imibuzo Ebuzwa Rhoqo

Uthini umahluko phakathi kwemali engenayo nengeniso?

Inzuzo yimali eshiyekileyo emva kokuthabatha iindleko kwingeniso, ibalwe ngokwe-accrual basis — oku kuthetha ukuba ibala imali oyizuzileyo kodwa kusenokwenzeka ukuba awukayifumani. Ukuhamba kwemali, ngokuchaseneyo, kulandelela imali yokwenyani ehamba kwaye iphuma kwiakhawunti yakho yebhanki ngexesha lokwenyani. Ishishini linokubonisa ingeniso eyomeleleyo ngelixa lingena emalini engalunganga ukuba abathengi bayacotha ukuhlawula okanye ukuba kufuneka iindleko ezinkulu ngaphambi kokuba kufike iintlawulo ezingenayo. Ukulawula zombini ngokwahlukeneyo kubalulekile kumfanekiso opheleleyo wemali.

Ingakanani imali ekufuneka igcinwe lishishini elincinci?

Okujoliswe kuko okwamkelwe ngokubanzi ziinyanga ezintathu ukuya kwezintandathu zeendleko zokusebenza ezizinzileyo — iindleko ezifana nerenti, imivuzo, kunye nesoftware eyimfuneko oyibambayo nokuba ithini na ingeniso. Nangona kunjalo, amashishini akwimizi-mveliso yexesha elininzi okanye lawo anemijikelo emide yokuthengisa anokufuna ukujolisa kufutshane neenyanga ezintandathu ukuya kwezilithoba. Qala ngenjongo yenyanga enye ukuba wakha ukusuka ku-zero; Nditsho nesithinteli esithobekileyo siyayitshintsha indlela osebenza ngayo kwaye wenze izigqibo mihla le.

Ngaba iMewayz ingandinceda ndilawule ukuhamba kwemali kwishishini lam?

Ewe — iMewayz yakhelwe ngokukodwa oku. Ngaphezulu kwe-207 yeemodyuli ezidityanisiweyo zeshishini, iMewayz iqhagamshela i-invoyisi yakho, ukulandelela iindleko, iCRM, ulawulo lweprojekthi, kunye nokunika ingxelo kwiqonga elinye elimanyeneyo. Ufumana ukubonakala kwexesha lokwenyani kwindawo yakho yezemali ngaphandle kokutsiba phakathi kwezixhobo ezininzi. Nokuba uthumela i-invoyisi yakho yokuqala okanye usebenzisa ideshbhodi yoqikelelo lweqela elikhulayo, iMewayz ilinganisa neshishini lakho kwaye yenza lula inyathelo ngalinye lenkqubo yokuhamba kwemali.

Ulawulo lokuhamba kwemali ayisosakhono sezemali — sisakhono sokuphila, isakhono sokukhula, kwaye ekugqibeleni sisakhono sobunkokeli. Amashishini aqhuba kakuhle ixesha elide akasoloko engawo aneyona mveliso igqwesileyo okanye abona baxumi abaninzi. Ngabo abawaqondayo amanani abo, bacwangcise kwangaphambili, kwaye bakhe ukomelela kwezemali ukuze bathathe amanyathelo aqinisekileyo xa ithuba okanye ubunzima bufika.

Khuphela i-eBook yasimahla kwaye uqalise ukwakha eso siseko namhlanje. Emva koko thatha inyathelo elilandelayo kwaye ulisebenzise kunye nezixhobo ezenzelwe ukwenza kube lula. Qalisa i-akhawunti yakho ye-Mewayz yasimahla ku-app.mewayz.com uze neshishini lakho lonke — iimali zakho, abathengi bakho, imisebenzi yakho — kwindawo enye eyakhelwe indlela amashishini anamhlanje asebenza ngayo.