Isosiyete ya fintech ya Jack Dorsey Block yirukanye ibihumbi, bivuze inyungu ziva muri AI

Guhagarika Abakozi 4000 Berekana ko Impinduka kuri buri bucuruzi

Igihe Jack Dorsey yatangazaga ko Block - isosiyete ikuru ya Square na Cash App - izagabanya abakozi barenga 4000 mu bakozi bayo 10,000, isoko ntiryigeze rihungabana. Byarishimye. Umugabane wazamutse hejuru ya 20% mubucuruzi bwambere, uhemba ibyo Dorsey yakoze atari umwiherero ahubwo ni ukongera guhinduka. Ibaruwa yandikiye abanyamigabane yarivugishije ukuri: "Ibikoresho by'ubutasi byahinduye icyo bisobanura kubaka no kuyobora isosiyete." Ku nshuro yambere, umuyobozi mukuru ntabwo yari yerekeje hafi yikiganiro cya AI. Yayise mu buryo butaziguye nk'umusemburo wihishe inyuma yo kuvugurura umuryango wose. Ikibazo buri nyiri ubucuruzi agomba kwibaza nonaha ntabwo ari ukumenya niba iri hinduka rizabageraho - ni ukumenya niba basigaye inyuma.

Impamvu Wall Street yahembye abakozi benshi

Ku isura, kugabanya 40% byabakozi bawe byumvikana nkisosiyete ifite ibibazo. Ariko igihembwe cya kane cya Block inyungu rusange yariyongereyeho 24% umwaka ushize mbere yuko itangazwa. Iki ntabwo cyari ikimenyetso cyumubabaro - cyari intego nyamukuru. Abashoramari basobanuye ko iki gikorwa ari isosiyete ihuza ibiciro byayo n'ibikoresho bya AI bigezweho bisaba: abantu bake bakora imirimo ikomeye. Umugabane wazamutse uva ku $ 54.53 ugera ku madolari 69 mu bucuruzi nyuma y’amasaha, hiyongeraho miliyari mu gushora imari mu isoko ijoro ryose.

Logic finanse iroroshye. Iyo sisitemu ya AI ishobora gukemura ibibazo bya serivise zabakiriya, gusesengura uburyo bwo kumenya uburiganya, ubwiyunge bwubucuruzi, ndetse nibice byiterambere rya software, kubara kumutwe uhinduka burundu. Block yatangaje ko ibikoresho bya AI imbere byari bisanzwe bikora imirimo isaba amakipe yabigenewe. Stephen Innes ushinzwe imicungire y'umutungo wa SPI yavuze ko gukorera mu mucyo kwa Block ari inkuru y'impamo: "Abandi bakoresha benshi batangaje ko bagabanijwe ibihumbi icumi mu mezi ashize. Bamwe basuzuguye imiyoboro ya AI. Guhagarika ntabwo."

Iyi candor ifite akamaro kuko itanga urugero. Amasosiyete hirya no hino mu nganda - kuva UPS kugeza Amazone kugeza mumashyirahamwe y'itangazamakuru nka Washington Post - yagabanije abakozi mu mezi ashize. Benshi bavugaga ko kugabanuka "kuvugurura" cyangwa "uko isoko ryifashe." Guhagarika ubunyangamugayo kubyerekeye uruhare rwa AI bihatira buri sosiyete, harimo imishinga mito n'iciriritse, guhangana nukuri.

Isomo ryukuri ntabwo rijyanye no kwirukanwa - Nibijyanye na Leverage

Ingingo yibanze ya Dorsey ikwiye gusuzumwa neza: "Itsinda rito cyane, ukoresheje ibikoresho twubaka, rirashobora gukora byinshi kandi rikabikora neza." Ntabwo ari amagambo yerekeye gukuraho abakozi kubwinyungu. Nibisobanuro byerekeranye nibikorwa - igitekerezo cy'uko ibikoresho byiza bishobora kugwiza umusaruro wa buri wese mu bagize itsinda. Ku isosiyete itunganya miliyari mu kwishura kuri terefone igendanwa muri Amerika, Kanada, Uburayi, Ositaraliya, n'Ubuyapani, iyo mikorere isobanura mu buryo butaziguye mu muvuduko, mu kuri, no mu nyungu zo guhatanira.

Ibigo bito n'ibiciriritse bikunze gutekereza ko iki kiganiro kitabareba. Ntabwo bafite abakozi 10,000. Ariko ihame rirapima neza. Ikigo cyabantu batanu cyemera gukoresha CRM ikoreshwa na AI, inyemezabuguzi zikoresha, hamwe na gahunda zubwenge ntibikeneye guha akazi umuntu wa gatandatu kugirango akure 30%. Umujyanama wenyine utangiza abakiriya kumurongo, gukusanya amafaranga, hamwe no gukurikirana bikurikirana amasaha 15 kugeza kuri 20 buri cyumweru. Imbaraga ntabwo ari ukugira abantu bake - bireba buri muntu asohoza ibyo yasabwaga mbere.

Ibigo bitera imbere mumyaka icumi iri imbere ntabwo bizaba bifite amakipe manini. Bazaba aho buri tsinda ryongerewe imbaraga na sisitemu yubwenge ikora isubiramo, gahunda, hamwe nibiteganijwe - kubohora abantu gukora umurimo wimura inshinge.

Niki kibuza kubona neza (hamwe nubucuruzi bwinshi bwibeshya)

Guhagarika inzira byerekana uburyo butandukanya ibigo byakira neza AI nibitsitaza. Igihangange cya fintech ntabwo cyahinduye AI kumurimo uhari kandi twizeye kuzigama. Yongeye gutekereza cyane kubikorwa bikeneye ubushishozi bwabantu kandi bishobora guhita byikora. Iri tandukaniro rirakomeye. Ibigo byinshi bikora amakosa yo gufata AI nkinyongera aho kuba impamvu yo kongera kwerekana uburyo imirimo inyura mumuryango.

. Buri gikoresho gikora mu bwigunge. Buri kimwe gisaba intoki zinjira, guhinduranya imiterere, hamwe no kugenzura abantu kugirango sisitemu ikorwe. AI ntabwo ikosora ibice - irabigaragaza. Iyo uhinduye igice kimwe cyakazi cyacitse, uhishura gusa icyuho mugice gikurikira.

Iyi niyo mpamvu rwose urubuga nka Mewayz rwabonye inyungu mubucuruzi bushaka guhuza ibikorwa. Aho kudoda hamwe ibikoresho byinshi byaciwe, Mewayz itanga OS yubucuruzi ihuriweho hamwe na modul zirenga 207 zahujwe - CRM, inyemezabuguzi, umushahara, HR, imicungire yimodoka, isesengura, kubika, nibindi - byose bisangiye urwego rumwe. Iyo AI ikora ikoreshwa murwego rumwe, inyungu ziyongera. Inyemezabuguzi yatanzwe kuva imikoranire ya CRM ihita ivugurura amafaranga ateganijwe kandi igatera gukurikirana ikurikiranwa ntabwo yihuta - ikuraho ibyiciro byose byamakosa yabantu no kugenzura.

Uburyo butanu AI ivugurura ibikorwa byubucuruzi nonaha

Guhindura ivugurura ni umutwe-ufata umutwe, ariko ihinduka rya AI ribaho murwego rwose rwubucuruzi bugezweho. Hano hari aho ingaruka zihita kandi zipimwa:

• Ibikorwa by’imari: Inyemezabuguzi zikora, gushyira mu byiciro amafaranga, no kwiyunga byishyura bigabanya ibaruramari hejuru ya 40%, nk’uko ubushakashatsi bwakozwe mu nganda ziherutse kubigaragaza. Ibikoresho bihuza inyemezabuguzi na CRM kubisesengura - nkibiri muri platform ya Mewayz - bivanaho ubwiyunge bwintoki burya amasaha buri cyumweru.
• Urudodo rusangiwe mubice bitanu byose ni ubushishozi Dorsey yavuze: amakipe mato afite ibikoresho byiza byubwenge arusha amakipe manini atayifite. Ibi ntabwo ari amahame. Hagarika inyungu 24% yunguka hamwe ninjiza imwe cyangwa isa nayo yerekana imibare ikora mubipimo. Kubucuruzi buciriritse, imibare akenshi ikora neza cyane kuko imikorere yibanze irarenze.

  Ingaruka zo Gutegereza

  Hariho ibishuko bisanzwe byo kurebera kuruhande. AI irumva ko igenda yihuta, kandi ba nyiri ubucuruzi benshi batekereza ko ari byiza gutegereza ko ikoranabuhanga rikura mbere yo kugira icyo rihindura. Uku kubara nabi. Ikinyuranyo cyo guhatanira hagati ya AI-abemera n'abatakira ntabwo gikura neza - kirihuta. Ubucuruzi butegereza imyaka ibiri kugirango bwinjize bwikora bwubwenge buzasanga burushanwe nabahanganye bafite imyaka ibiri yo guhuza inyungu, amakuru meza, nibikorwa bishimangira.

  Imibare ivuga inkuru. Amasosiyete yemeye ibikorwa biterwa na AI mu 2024 yatangaje ko impuzandengo ya 28% yagabanutse ku bikorwa mu gihe cy'amezi 12, nk'uko ubushakashatsi bwa McKinsey buherutse kubigaragaza ku iyakirwa rya AI. Abadindije bagaragaje ko nta terambere rifite ireme. Ikinyuranyo cyaguka na buri gihembwe kuko sisitemu ya AI itera imbere hamwe namakuru - kare utangiye kubagaburira amakuru yimikorere, ubwenge kandi bifite agaciro bihinduka.

  Kubucuruzi 138.000-hiyongereyeho ubucuruzi bumaze gukora ibikorwa binyuze kumurongo nka Mewayz, iyi nyungu yubatswe. Sisitemu ihuriweho ifata imikoranire yabakiriya, inyemezabuguzi zose, buri booking, hamwe na buri tsinda ryitumanaho rikora umusingi wamakuru bigatuma automatike ya AI igenda ikomera mugihe runaka. Guhera kumurongo wacitsemo ibice bisobanura kumara amezi gusa usukura kandi uhuza amakuru mbere yuko igikoresho icyo aricyo cyose cya AI gishobora gutanga agaciro nyako.

  Nigute watangira utagabanije Ikipe yawe

  Ni ngombwa gutandukanya ingamba zihariye za Block hamwe nihame ryagutse. Ntabwo buri bucuruzi bukeneye - cyangwa bugomba - guhagarika 40% byabakozi. Kubucuruzi buto kandi buciriritse, amahirwe ya AI ntabwo ari ukugabanya umubare. Nibijyanye no kuyobora ubushobozi buriho kugana ibikorwa-bifite agaciro kanini. Nyirubwite amara amasaha atatu kumunsi kuri fagitire no kwinjiza amakuru ashobora kumara ayo masaha mubikorwa byabakiriya no guteza imbere ubucuruzi. Abagize itsinda bateganya gahunda yo kubonana nabo bashobora kwibanda ku bwiza bwa serivisi no kuzamura.

  Intangiriro ifatika kubucuruzi bwinshi ikubiyemo intambwe eshatu. Ubwa mbere, kugenzura aho igihe kigeze. Ibigo byinshi bidaha agaciro cyane imbaraga zabantu zikoreshwa nimirimo AI ikora neza - kwinjiza amakuru, gahunda, gukurikirana, gutanga raporo yibanze, no gutumanaho bisanzwe. Icya kabiri, shimangira ibikoresho byawe. AI ikora neza mugihe ifite amahirwe yo guhuza amakuru mubikorwa byawe byose. Uburyo bwa platform - bwaba binyuze muri Mewayz cyangwa sisitemu isa nayo - ikuraho imitwe yo kwishyira hamwe itesha imishinga myinshi yo gutangiza. Icya gatatu, koresha mu byiciro, utangire nubunini buringaniye, imirimo-yoroheje cyane kandi wubake ugana kumurimo unoze cyane nkuko ikizere namakuru bikura.

  Ibaruwa Dorsey yandikiye abanyamigabane yari guhamagarwa, ariko ntabwo yari igihano cyurupfu kubakozi. Byari ukwemera ko umubano hagati yubunini bwikipe nibisohoka mubucuruzi byahindutse cyane. Ubucuruzi bwemera iri hinduka - kandi bukabukurikiza - bazisanga bafite ibikorwa bidafite ishingiro, marike yo hejuru, hamwe namakipe akora imirimo ifatika aho gushyingurwa mubikorwa bisubirwamo. Ibikoresho birahari muri iki gihe. Ikibazo gusa nukumenya niba uzabikoresha mbere yuko abanywanyi bawe bakora.

  Umurongo wo hasi

  Icyemezo cyo guhagarika icyemezo cyo kugabanya imirimo 4000 mugihe imigabane yacyo yazamutseho 20% nicyo kimenyetso cyumvikana nyamara ko amasoko aha agaciro imikorere ya AI ikoreshwa numubare munini. Ariko iyi nkuru ntabwo rwose ivuga kuri Block. Byerekeranye na buri bucuruzi bugikora kubikorwa byintoki, ibikoresho bitagabanijwe, hamwe nakazi ko gukora byateguwe mugihe mbere yuko automatike yubwenge ibaho. Waba uri solopreneur cyangwa uyobora itsinda rya mirongo itanu, igitabo gikinisha cyahindutse. Amakipe mato afite sisitemu yubwenge azahora arusha amakipe manini atayifite. Ubucuruzi bwinjiza ukuri - kandi bukubaka ibikorwa byabwo - ntibuzarokoka inzibacyuho ya AI. Bazasobanura ibihe bizakurikiraho byubucuruzi.

  Ibibazo bikunze kubazwa

  Kuki Block yirukana abakozi 4000?

  Umuyobozi mukuru, Jack Dorsey yavuze ko umusaruro watewe na AI wiyongera nk’impamvu nyamukuru, avuga ko ibikoresho by’ubutasi byahinduye cyane uburyo ibigo byubaka kandi bikora. Aho kubungabunga amatsinda manini kubikorwa bisubirwamo, Block isaranganya umutungo werekeza kubikorwa bya AI. Isoko ryakiriye neza, imigabane yazamutse hejuru ya 20%, byerekana ko abashoramari bizeye ko abashoramari, imiryango yongerewe imbaraga na AI bashobora gutanga ibisubizo bikomeye hamwe numubare muto.

  Nigute AI isimbuza imirimo gakondo y'abakozi mubucuruzi?

  AI ubu ikora imirimo yasabaga amashami yose - uhereye kubufasha bwabakiriya no gusesengura amakuru kugeza kurema ibirimo no gutanga raporo yimari. Ibigo nka Block birerekana ko automatike ishobora guhuza cyangwa kurenza umusaruro wabantu mubikorwa bisanzwe. Ubucuruzi buciriritse na buciriritse bushobora kubona ubushobozi busa binyuze kuri platform nka Mewayz, itanga modul 207 ihuriweho guhera $ 19 / mo kugirango ikore ibikorwa idafite ingengo yimishinga yo murwego.

  Icyemezo cya Block gisobanura iki kubafite imishinga mito?

  Byerekana ko kwakirwa na AI bitakiri ngombwa - ni ngombwa guhatanira. Niba isosiyete ingana na miliyari 50 z'amadorali irimo kwiyubaka hafi ya AI, imishinga mito igomba gukurikira cyangwa ibyago byo gusubira inyuma. Akarusho kumakipe mato nuko bose-muri-imwe-imwe nka Mewayz kuri app.mewayz.com ituma automatike ihita iboneka, kureka amakipe atagira ingano agakora neza mumashyirahamwe manini manini.

  Abashoramari barashobora gukoresha AI ikora idafite abakozi benshi?

  Rwose. Bitandukanye nuburyo bwa Block bwo kugabanya inshingano zisanzwe, imishinga mito myinshi irashobora guhuza AI kugirango yongere amakipe yabo aho kuyasimbuza. Intego ni ugukora byinshi hamwe numutwe umwe. OS yubucuruzi nka Mewayz itanga module 207 ikubiyemo CRM, inyemezabuguzi, ingengabihe, hamwe no gutangiza ibicuruzwa - guha imbaraga abakozi bariho gukora akazi keza cyane mugihe AI ikora imirimo isubiramo.