Abanyamerika biteze gusubizwa imisoro nini na Trump muri uyu mwaka birashoboka ko bazabakoresha kuri gaze

Imiterere yubucuruzi ikomeje gutera imbere byihuse, kandi gukomeza guhatana bisaba kumenya no gukora ibikorwa remezo bikwiye. Iyi ngingo irasobanura Abanyamerika biteze gusubizwa imisoro nini na Trump muri uyu mwaka birashoboka ko izabakoresha kuri gaze nicyo isobanura ku bakora ku giti cyabo, amakipe mato, ndetse n’ubucuruzi butera imbere mu 2025.

Kwiyongera kw'ibiciro bya gaze biteganijwe ko bizasubizwa imisoro muri 2026. Ubukungu bw’Amerika bwagombaga gutangira umwaka n’urusaku, bitewe n’isimbuka ridasanzwe ridasanzwe mu gusubizwa imisoro yatanzwe na Perezida Donald Trump amategeko agabanya imisoro. Nyamara kuzamuka kwa gazi biri munzira yo kurya ayo mafaranga, hasigara Abanyamerika benshi bafite amafaranga make yo gukoresha. & # 8220; Impeshyi itaha biteganijwe ko aricyo gihe kinini cyo gusubizwa imisoro mubihe byose, & # 8221; Trump yavuze mu ijambo ry’ibanze mu Kuboza yari agamije kuvugana n’abatora & # 8217; impungenge zijyanye n'ubukungu ndetse no kunangira ibiciro biri hejuru.Ariko ibyo byari mbere y’intambara ya Irani, yatangiye ku ya 28 Gashyantare. Ibiciro bya peteroli na gaze byazamutse kuva icyo gihe, aho igiciro rusange cy’ibiciro bya gaze cyageze ku madolari 3.94 ku cyumweru, kikaba cyarazamutseho amadorari arenga ukwezi kumwe gusa. Abahanga mu bukungu ubu biteze ko iterambere ryihuta muri iyi mpeshyi ndetse no mu mwaka muri rusange, kubera ko amadolari akoreshwa muri gaze adakoreshwa cyane mu ifunguro rya resitora, imyenda mishya, cyangwa imyidagaduro. Imiryango ikennye kandi yinjiza amafaranga yo hagati irashobora kwibasirwa cyane, kubera ko ihabwa amafaranga make, mu gihe ikoresha igice kinini cy’amafaranga yinjiza kuri gaze. nk'uko byatangajwe na Alex Jacquez, umuyobozi wa politiki muri Groundwork Collaborative ibumoso kandi wahoze ari impuguke mu by'ubukungu muri Biden White House. & # 8220; Kandi ntabwo bisa nkaho gusubizwa imisoro bigiye kuba hano kugira ngo bibakize. & # 8221; Neale Mahoney, umuyobozi w’ikigo cya Stanford Institute for Research Policy Research, abara ko ibiciro bya gaze bishobora kuzamuka muri Gicurasi kuri $ 4.36 gallon, hashingiwe ku iteganyagihe ry’ibiciro bya peteroli na Goldman Sachs, hanyuma bikagabanuka gahoro gahoro mu gihe gisigaye cy’umwaka. Igitekerezo cy'uko ibiciro bya gaze bigabanuka gahoro gahoro kuruta uko byazamutse byashinze imizi mu bahanga mu by'ubukungu ku buryo babita nka roketi n'amababa & # 8221; phenomenon.Muri icyo gihe, urugo rusanzwe rwishyura andi $ 740 muri gaze muri uyu mwaka, hafi ahwanye n’amadolari 748 y’inyongera yo gusubizwa umusoro w’imisoro wagereranije ko ingo zisanzwe zizakira.Mu gihe cyo ku ya 6 Werurwe, amafaranga yasubijwe yazamutse cyane ugereranije n’ayo, nk’uko imibare ya IRS ibivuga: Bagereranije amadolari 3,676, yiyongereyeho $ 352 bivuye ku 3.324 muri 2025. Abashinzwe ubukungu muri Oxford Economics, ikigo ngishwanama, bavuga ko niba igiciro cya gaze kigereranije $ 3.70 gallon umwaka wose, bizatwara abaguzi hafi miliyari 70 z'amadolari - arenga miliyari 60 z'amadolari yo gusubizwa imisoro.Izamuka ry’ibiciro bya gaze riza hamwe n’abaguzi benshi basanzwe bari mu bihe bibi, cyane ugereranije na 2022, igihe igitero cya gaze nacyo cyazamutse kubera igitero cy’Uburusiya & # 8217; Muri kiriya gihe, ingo nyinshi zari zimaze kubyibuha konti za banki zivuye mu gihe cy’ibyorezo by’ibyorezo kandi amasosiyete yatangaga akazi mu buryo bwihuse kandi bukuraho umushahara ukurura abakozi.Ubu, gutanga akazi birahagaze kandi Abanyamerika & # 8217; igipimo cyo kuzigama cyagabanutse mu myaka mike ishize kuko ingo nyinshi ziguza byinshi kugirango zikomeze amafaranga yazo. kugura ibiribwa byabo, & # 8221; nk'uko byatangajwe na Julie Margetta Morgan, perezida wa Century Foundation, ikigo cy'ibitekerezo. & # 8220; Bongeye gukora kuri ubu, ariko ibyo birashobora gucika vuba vuba. & # 8221; Ingaruka zishobora kuba mbi cyane & # 8220; abasesengura bavuze ko inkuru zivuga ku bukungu bwa Amerika, aho ingo zinjiza amafaranga menshi kurusha imiryango ikennye. Pantheon Macroeconomics ivuga ko 10% byanyuma byinjiza amafaranga agera kuri 4% yinjiza muri lisansi, mugihe 10% ba mbere bakoresha 1.5% gusa. Kugeza ubu, abasesenguzi benshi baracyateganya ko ubukungu bw’Amerika bwaguka muri uyu mwaka, kabone niyo byaba buhoro buhoro, bitewe n’ihungabana rya gaze. Ibiciro bya gaze hejuru birashobora kuzamura ifaranga mu gihe gito, ariko uko igihe kigenda gihita n’ikoreshwa ridakabije naryo rizadindiza iterambere. Abaguzi b’abanyamerika n’abashoramari bagiye bahungabanya ihungabana kuva icyorezo cy’ifaranga, izamuka ry’inyungu, imisoro - kandi bikomeza gukoresha, birwanya impungenge z’uko ubukungu bwazamuka mu bukungu. Abahinga mu vy'ubutunzi benshi bavuga ko igitigiri c'amafaranga binjiza Abanyamerika bakoresha muri gaze hamwe n'inguvu zaragabanutse ku buryo bugereranije ugereranije n'imyaka icumi iheze. Data wo mu kigo ca Banki y'Abanyamerika, yasohoye ku wa gatanu, yerekanye ko gukoresha gaze ku makarita y'inguzanyo ya banki hamwe n'amakarita yo kubikuza yarashe 14.4% mu cyumweru cyarangiye ku ya 14 Werurwe ugereranije n'umwaka ushize. Ikigo cyavuze ko mbere y’intambara, amafaranga yakoreshejwe yari munsi ya 5% munsi y’umwaka ushize, inyungu ku baguzi. Ariko hari ikimenyetso gito cyihuta, nkuko abahanga mu bukungu benshi bari babyizeye. nk'uko byatangajwe na David Tinsley, impuguke mu by'ubukungu muri iki kigo. Abandi basesenguzi bateganya ko iterambere rizagenda gahoro kubera intambara. Bernard Yaros na Michael Pearce, impuguke mu by'ubukungu muri Oxford Economics, bateganya ko ubukungu bw’Amerika buziyongera 1,9% gusa muri uyu mwaka, ukamanuka ku kigereranyo cyari cyavuzwe na 2.5%. baranditse, & # 8220; ariko izamuka ry’ibiciro bya lisansi, nibiramuka bikomeje, birenze guhagarika ibyo bizamura. & # 8221;

Impamvu Ibi Byingenzi Kubakoresha Ubucuruzi Buto

Ba nyir'ubucuruzi bayobora ibikorwa hamwe nibikoresho byacitsemo ibice - bitandukanye CRM, inyemezabuguzi, HR, hamwe na porogaramu zisesengura - bigenda byoroha. Igikorwa cyo hejuru cyo guhinduranya hagati yikibaho, guhuza amakuru, no gukomeza abiyandikisha byinshi byihuse. Amakipe ubu amara amasaha 15+ buri cyumweru mugucunga ibikoresho byongera zeru.

Ubucuruzi butera imbere byihuse muri 2025 nizo zahurije hamwe ibikorwa byazo kuri platifomu imwe. Ntabwo ari ukuzigama gusa - ni umuvuduko wicyemezo. Iyo CRM yawe isangiye amakuru hamwe na fagitire ya fagitire, ihuza umushahara na HR, icyemezo cyose cyubucuruzi kirihuta kandi kimenyeshejwe.

Ikibazo cyo Gutandukana

Benshi muri SMBs uyumunsi bakoresha ibikoresho bya software 6-10 bitandukanye kugirango bakore ibikorwa byabo. Buri gikoresho gifite uburyo bwacyo bwo kugena ibiciro, kwinjira, imiterere yamakuru, hamwe na API quirks. Igisubizo ni urubuga rwo kwishyira hamwe ruvunika buri gihe, amakuru atigera ahuza neza, hamwe nitsinda ryimari rimara umwanya munini wo guhuza impapuro zirenze gusesengura imigendekere.

• Impuzandengo ya SMB ikoresha $ 1,200– $ 3,600 / umwaka mugukoresha porogaramu zuzuye
• 43% bya ba nyir'ubucuruzi buciriritse batangaza amakuru adahuye kubikoresho byabo nkikibazo cyambere cyo gukora
• Kubungabunga Kwishyira hamwe bitwara hafi 20% yigihe cyabatezimbere mumasosiyete afite ibicuruzwa byihariye

Niki Ubucuruzi Bwuzuye Byahindutse

Amahuriro nka Mewayz yegera ibi ukundi. Aho gutanga igikoresho kimwe cya monolithic, OS yubucuruzi modular itanga 208 yigenga ikoreshwa mubucuruzi bwigenga busangiye data base hamwe nicyitegererezo cyimpushya. Ukora ibyo ukeneye - CRM, inyemezabuguzi, kubika, umushahara, guhuza-bio, gucunga amato - kandi bakorana kavukire guhera kumunsi wambere.

"Porogaramu nziza yubucuruzi ntabwo ari ibintu bikungahaye cyane - niho amakuru yawe yose aba ahantu hamwe kandi ikipe yawe ikoresha buri munsi."

Ubu bwubatsi bivuze ko uwigenga ashobora gutangirana na link-in-bio na fagitire kubuntu, kandi itsinda rikura rishobora gukora HR, umushahara, hamwe nisesengura utimukiye muri sisitemu nshya cyangwa kongera guhugura abakozi.

Intambwe zifatika zo guhuza Stack yawe

1. Kugenzura ibikoresho byawe bigezweho: Andika buriyandikisha, igiciro cyukwezi, nikibazo cyihariye gikemura.
2. Menya ubudahangarwa: Amakipe menshi afite ibikoresho 2-3 bikemura ibibazo byuzuzanya - izi nintego zawe za mbere zo guhuriza hamwe.
3. Shyira imbere ingingo zo kwishyira hamwe: Wibande kubikoresho bigomba gusangira amakuru kenshi - CRM ↔ inyemezabuguzi ↔ kwishyura nicyo kibabaza cyane.
4. Tangira urwego rwubuntu: Ihuriro ritanga urwego rwukuri rwubusa reka ugerageze kwishyira hamwe nta kwiyemeza. Urwego rwubusa rwa Mewayz rurimo CRM, inyemezabuguzi, na link-in-bio nta gihe ntarengwa.
5. Kwimuka buhoro buhoro: Himura module imwe icyarimwe, wemeze amakuru, hanyuma ukomeze kurindi.

Amahirwe Yera-Akarango Amahirwe Ibigo

Kubigo bya digitale hamwe nubucuruzi bwurubuga, hariho impande zinyongera zingirakamaro: guha abakiriya urubuga rwuzuye rwerekana ibikorwa aho gutanga inama yibikoresho byabandi. Ubucuruzi bwera-label yubucuruzi ikora uburyo bwinjira bwinjira kandi byongera cyane kugumana kwabakiriya - ibigo bitanga software bigumana abakiriya 3 × kurenza ibyo bitanga serivisi gusa.

Kureba imbere

Ubucuruzi bwibumbiye kumurongo uhuriweho, modular mumezi 12-24 ari imbere bizaba bifite igiciro cyubwubatsi ninyungu yihuta kurenza ibyo bikoresha ibikoresho byacitsemo ibice. Ikoranabuhanga rirahari, ibiciro byahinduye demokarasi, kandi inzira zo kwimuka zirasobanutse kurusha mbere.

Ibibazo bikunze kubazwa

Impamvu Ibi Byingenzi Kubakoresha Ubucuruzi Buto

Ba nyir'ubucuruzi bayobora ibikorwa hamwe nibikoresho byacitsemo ibice - bitandukanye CRM, inyemezabuguzi, HR, hamwe na porogaramu zisesengura - bigenda byoroha. Igikorwa cyo hejuru cyo guhinduranya hagati yikibaho, guhuza amakuru, no gukomeza abiyandikisha byinshi byihuse. Amakipe ubu amara amasaha 15+ buri cyumweru mugucunga ibikoresho byongera zeru.

Ikibazo cyo Gutandukana

Benshi muri SMBs uyumunsi bakoresha ibikoresho bya software 6-10 bitandukanye kugirango bakore ibikorwa byabo. Buri gikoresho gifite uburyo bwacyo bwo kugena ibiciro, kwinjira, imiterere yamakuru, hamwe na API quirks. Igisubizo ni urubuga rwo kwishyira hamwe ruvunika buri gihe, amakuru atigera ahuza neza, hamwe nitsinda ryimari rimara umwanya munini wo guhuza impapuro zirenze gusesengura imigendekere.

Mbega uburyo Ubucuruzi Bwuzuye Bwahindutse

Amahuriro nka Mewayz yegera ibi bitandukanye. Aho gutanga igikoresho kimwe cya monolithic, OS yubucuruzi modular itanga 208 yigenga ikoreshwa mubucuruzi bwigenga busangiye data base hamwe nicyitegererezo cyimpushya. Ukora ibyo ukeneye - CRM, inyemezabuguzi, kubika, umushahara, guhuza-bio, gucunga amato - kandi bakorana kavukire guhera kumunsi wambere.

Intambwe zifatika zo guhuza Stack yawe Kugenzura ibikoresho byawe byubu: Andika buriyandikisha, igiciro cyukwezi, nikibazo cyihariye gikemura. Menya ubudahangarwa: Amakipe menshi afite ibikoresho 2-3 bikemura ibibazo byuzuzanya - izi nintego zawe za mbere zo guhuriza hamwe. Shyira imbere ingingo zo kwishyira hamwe: Wibande kubikoresho bigomba gusangira amakuru kenshi - CRM vo inyemezabuguzi ↔ ubwishyu nicyo kibabaza cyane. Tangira urwego rwubuntu: Ihuriro ritanga urwego rwukuri rwubusa reka ugerageze kwishyira hamwe nta kwiyemeza. Urwego rwubusa rwa Mewayz rurimo CRM, inyemezabuguzi, na link-in-bio nta gihe ntarengwa. Kwimuka buhoro buhoro: Himura module imwe icyarimwe, wemeze amakuru, hanyuma ukomeze kurindi. Amahirwe Yera-Akarango Amahirwe Ibigo

Kubigo bya digitale hamwe nubucuruzi bwurubuga, hariho impande zinyongera zingirakamaro: guha abakiriya urubuga rwuzuye rwerekana ibikorwa aho gutanga inama yibikoresho byabandi. Ubucuruzi bwera-label yubucuruzi ikora uburyo bwinjira bwinjira kandi byongera cyane kugumana kwabakiriya - ibigo bitanga software bigumana abakiriya 3 × kurenza ibyo bitanga serivisi gusa.

Kureba imbere

Ubucuruzi bwibumbiye kumurongo uhuriweho, modular mumezi 12-24 ari imbere bizaba bifite igiciro cyubwubatsi ninyungu yihuta kurenza ibyo bikoresha ibikoresho byacitsemo ibice. Ikoranabuhanga rirahari, ibiciro byahinduye demokarasi, kandi inzira zo kwimuka zirasobanutse kurusha mbere.