Amurkawa da ke tsammanin mayar da kudaden haraji masu yawa daga Trump a wannan shekara zai iya kashe su kan iskar gas

Yanayin kasuwancin yana ci gaba da haɓaka cikin sauri, kuma kasancewa gasa yana buƙatar wayar da kan jama'a da ingantaccen kayan aiki. Wannan labarin ya binciko Amurkawa da ke tsammanin samun ƙarin kuɗin haraji daga Trump a wannan shekara da alama za su kashe su kan iskar gas da kuma abin da ake nufi ga masu aikin solo, ƙananan ƙungiyoyi, da kasuwancin haɓaka a 2025.

Ana sa ran hauhawar farashin iskar gas zai cinye kudaden haraji a cikin 2026. Tattalin arzikin Amurka ya kamata ya fara wannan shekara da tabarbarewar tattalin arziki, sakamakon wani gagarumin tsalle-tsalle na kudaden haraji da ba a saba gani ba daga dokar rage harajin Shugaba Donald Trump. Amma duk da haka hauhawar farashin iskar gas yana kan hanyar cinye waɗannan kudaden, yana barin yawancin Amurkawa ba su da ƙarancin kashewa.& # 8220; Ana hasashen bazara mai zuwa zai zama mafi girman lokacin dawowar haraji a kowane lokaci,& # 8221; Trump ya ce a cikin wani jawabi na farko a watan Disamba wanda aka yi niyya don yin jawabi ga masu kada kuri'a& # 8217; Amma wannan shi ne kafin yakin Iran, wanda ya fara a ranar 28 ga Fabrairu, farashin mai da iskar gas ya yi tashin gwauron zabi tun daga wannan lokacin, tare da matsakaicin farashin iskar gas a fadin kasar ya kai dala 3.94 a ranar Lahadi, sama da dala daya daga wata guda da ya gabata. Farashin iskar gas na iya ci gaba da karuwa na dan wani lokaci, koda kuwa yakin ya dawo kuma zai dauki lokaci mai tsawo. Masana tattalin arziki yanzu suna tsammanin haɓakar sannu a hankali a wannan bazara da kuma na shekara gabaɗaya, saboda dalar da ake kashewa akan iskar gas ba ta da yuwuwar a yi amfani da su wajen cin abinci, sabbin tufafi, ko nishaɗi.Magidanta masu ƙanƙanta da matsakaitan kuɗi na iya fuskantar wahala musamman, saboda suna samun ƙaramin kuɗi, yayin da suke kashe kaso mafi girma na abin da suke samu akan iskar gas.& # 8220; Alex Jacquez, babban jami'in siyasa a haɗin gwiwar Groundwork na hagu kuma tsohon masanin tattalin arziki a Fadar White House ta Biden. & # 8220; Kuma bai yi kama da waɗannan kudaden harajin za su kasance a nan don ceton su ba.& # 8221;Neale Mahoney, darektan Cibiyar Nazarin Manufofin Tattalin Arziƙi na Stanford, ya ƙididdige cewa farashin iskar gas zai iya hauhawa a watan Mayu akan $ 4.36 gallon, dangane da hasashen farashin mai na Goldman Sachs, ya biyo bayan raguwar raguwar shekara. Tunanin cewa farashin iskar gas ya ragu da sannu a hankali fiye da yadda suke tashi ya samo asali ne a tsakanin masana tattalin arziki har suka kira shi da & # 8220; roka da fuka-fuki& # 8221; A cikin wannan yanayin, matsakaicin gida zai biya $ 740 a gas a wannan shekara, kusan daidai da karuwar dala 748 na dawowar da Gidauniyar Tax ta kiyasta matsakaicin gidan zai samu. Ta hanyar 6 ga Maris, maido ya tashi da ƙasa da haka, bisa ga bayanan IRS: Sun sami matsakaicin $ 3,676, sama da $ 352 daga matsakaicin $ 352 daga $ 352. tashi yayin da ake shigar da ƙarin hadaddun dawowa.Wasu ƙididdiga sun nuna irin tasirin. Masana tattalin arziki a Oxford Economics, wani kamfani mai ba da shawara, sun kiyasta cewa idan farashin iskar gas ya kai dala 3.70 galan duk shekara, zai kashe masu amfani da kusan dala biliyan 70 - fiye da dala biliyan 60 na karin kudaden haraji. Farashin iskar gas ya zo tare da masu amfani da yawa da suka riga sun shiga cikin mawuyacin hali, musamman idan aka kwatanta da 2022, lokacin da farashin iskar gas kuma ya yi tashin gwauron zabi saboda Yukren a Rasha. A wancan lokacin, gidaje da yawa har yanzu suna da kitsan asusun banki daga biyan kuɗi na lokacin bala'i kuma kamfanoni suna ɗaukar hayar cikin sauri da ɗaukar albashi don jawo hankalin ma'aikata. Yanzu, ɗaukar ma'aikata ya kusan tsayawa kuma Amurkawa& # 8217; Adadin ceto ya ragu a hankali a cikin 'yan shekarun da suka gabata yayin da gidaje da yawa ke karɓar rance don ci gaba da kashewa.& # 8220;Lokacin da kuka fara duba ta fuskar mahalli daga bangaren mabukaci, kuna ganin mutanen da suka ƙaru da katunan kuɗi, suna amfani da & # 8216; saya yanzu, biya daga baya& # 8217; don siyan kayan abinci, & # 8221; Julie Margetta Morgan, shugabar gidauniyar The Century Foundation, wata cibiyar tunani. & # 8220;Suna sanya shi aiki a yanzu, amma hakan na iya rushewa cikin sauri. ba da labari game da tattalin arzikin Amurka, manazarta sun ce, inda gidaje mafi girma na samun kudin shiga suka fi kyau fiye da gidaje masu karamin karfi. Kashi 10% na masu samun kuɗi suna kashe kusan kashi 4% na abin da suke samu akan man fetur, Pantheon Macroeconomics ya kiyasta, yayin da manyan 10% ke kashe kawai 1.5%.A yanzu, yawancin manazarta har yanzu suna tsammanin tattalin arzikin Amurka zai faɗaɗa a wannan shekara, ko da sannu a hankali, idan aka ba da girgizar farashin gas. Yawan farashin iskar gas zai iya dagula hauhawar farashin kayayyaki a cikin gajeren lokaci, amma a cikin lokaci mai rauni kashe kuɗi zai kuma rage haɓakar haɓakawa.Masu amfani da Amurka da kasuwancin sun sha girgiza girgiza tun bayan barkewar cutar - hauhawar hauhawar farashin kayayyaki, hauhawar farashin riba, jadawalin kuɗin fito - kuma ya ci gaba da kashewa, suna nuna damuwa cewa tattalin arzikin zai shiga cikin koma bayan tattalin arziki. Masana tattalin arziki da dama sun lura cewa yawan kudaden shigarsu da Amurkawa ke kashewa kan iskar gas da sauran makamashi ya ragu sosai idan aka kwatanta da shekaru goma da suka gabata.Bayani daga Cibiyar Bankin Amurka, da aka fitar jiya Juma'a, sun nuna cewa kashe kudaden da ake kashewa kan iskar gas kan katunan bashi da zare kudi na bankin ya karu da kashi 14.4% a satin da ya kare a ranar 14 ga Maris idan aka kwatanta da shekara guda da ta gabata. Kafin yakin, irin wannan kashe kudi yana gudana 5% a kasa da shekarar da ta gabata, wani amfani ga masu amfani. Bayar da abubuwan da suka dace - abinci na abinci, kayan lantarki, da tafiye-tafiye - har yanzu yana girma, in ji cibiyar, shaida na juriya na mabukaci. Sai dai akwai 'yar alamar cewa yana haɓakawa, kamar yadda masana tattalin arziki da yawa suka yi fata.& # 8220;Idan farashin man fetur ya daɗe, hakan zai rage kashe kashe kuɗin da ake amfani da shi a hankali,& # 8221; In ji David Tinsley, babban masanin tattalin arziki a cibiyar.Wasu manazarta na ganin ci gaban zai ragu saboda yakin. Bernard Yaros da Michael Pearce, masana tattalin arziki a Oxford Economics, sun yi hasashen cewa tattalin arzikin Amurka zai bunkasa da kashi 1.9% a bana, ya ragu daga kiyasin da aka yi a baya na kashi 2.5%&& # 8220;Mun yi hasashen za a kara kashe kudade daga lokacin dawo da haraji,& # 8221; sun rubuta cewa, & # 8220;amma tashin farashin man fetur, idan ya dore, zai fi gyara wannan karuwar.& # 8221;

Me Yasa Wannan Yafi Mahimmanci ga Masu Gudanar da Kasuwanci

Masu kasuwanci suna sarrafa ayyuka tare da rarrabuwar kayan aikin - CRM daban, daftari, HR, da dandamali na nazari - suna ƙara rashin ƙarfi. Babban aiki na sauyawa tsakanin dashboards, daidaita bayanai, da kuma kiyaye mahaɗin biyan kuɗi da yawa cikin sauri. Ƙungiyoyi a yanzu suna ciyar da matsakaicin sa'o'i 15+ a kowane mako akan sarrafa kayan aiki wanda ke ƙara yawan kudaden shiga.

Kasuwancin da ke haɓaka cikin sauri a cikin 2025 sune waɗanda suka haɗa tarin ayyukansu akan dandamali guda ɗaya. Wannan ba kawai game da tanadin farashi bane - game da saurin yanke shawara ne. Lokacin da CRM ɗin ku ke raba bayanai tare da tsarin lissafin kuɗin ku, wanda ke haɗa zuwa biyan biyan kuɗi da HR, kowane shawarar kasuwanci yana da sauri da ƙarin bayani.

Matsalar Rarraba

Yawancin SMBs a yau suna amfani da kayan aikin software daban 6-10 don gudanar da ayyukansu. Kowane kayan aiki yana da samfurin farashin sa, shiga, tsarin bayanai, da API quirks. Sakamakon shine gidan yanar gizo na haɗin kai wanda ke karya akai-akai, bayanan da ba su taɓa daidaitawa sosai ba, da ƙungiyar kuɗi da ke ciyar da ƙarin lokaci don daidaita maƙunsar bayanai fiye da nazarin abubuwan da ke faruwa.

• Matsakaicin SMB yana kashe $1,200–$3,600/shekaraakan biyan kuɗin shiga software mai ruɓani
• 43% na masu kananan kasuwancisun bayar da rahoton rashin daidaiton bayanai a cikin kayan aikinsu a matsayin babban kalubalen aiki
• Kiyaye haɗin kai yana cinye kusan kashi 20% na lokacin haɓakawa a kamfanoni masu tarin al'ada

Mene Haɗin Kan Kasuwancin OS Canje-canje

Dandali kamar suMewayz suna fuskantar wannan daban. Maimakon bayar da kayan aiki guda ɗaya, OS na kasuwanci na zamani yana ba da 208 samfuran kasuwanci masu zaman kansu waɗanda ke raba bayanan bayanai guda ɗaya da ƙirar izini ɗaya. Kuna kunna abin da kuke buƙata - CRM, daftari, yin ajiyar kuɗi, biyan kuɗi, haɗin-in-bio, sarrafa jiragen ruwa - kuma suna aiki tare na asali tun daga rana ta ɗaya.

"Mafi kyawun software na kasuwanci ba shine mafi kyawun fasali ba - ita ce inda duk bayanan ku ke rayuwa a wuri ɗaya kuma ƙungiyar ku tana amfani da ita kowace rana."

Wannan gine-ginen yana nufin mai zaman kansa zai iya farawa tare da haɗin kai-in-bio da lissafin kuɗi kyauta, kuma ƙungiyar haɓaka za ta iya kunna HR, biyan kuɗi, da nazari ba tare da ƙaura zuwa sabon tsari ko sake horar da ma'aikatan ba.

Hanyoyin Matakai don Haɓaka Tarin ku

1. Bincika kayan aikin ku na yanzu: Lissafin kowane biyan kuɗi, farashin sa na wata, da takamaiman matsalar da yake warwarewa.
2. Gano sakewa: Yawancin ƙungiyoyi suna da kayan aikin 2-3 don magance matsalolin da suka mamaye juna - waɗannan sune makasudin haɓakawa na farko.
3. Ba da fifiko kan abubuwan haɗin kai: Mayar da hankali ga kayan aikin da ke buƙatar raba bayanai akai-akai - CRM ↔ daftarin biyan kuɗi ↔ shine mafi yawan wuraren jin zafi.
4. Fara da matakin kyauta: Platforms waɗanda ke ba da matakin kyauta na gaske suna ba ku damar gwada haɗin kai ba tare da sadaukarwa ba. Matsayin kyauta na Mewayz ya haɗa da CRM, daftari, da haɗin-in-bio ba tare da iyakance lokaci ba.
5. Yi ƙaura da ƙari: Matsar da tsarin guda ɗaya lokaci guda, tabbatar da bayanan, sannan a ci gaba zuwa na gaba.

Damar Farin Label ga Hukumomin

Ga hukumomin dijital da kasuwancin dandali, akwai ƙarin kusurwa mai jan hankali: baiwa abokan ciniki cikakkiyar dandamalin aiki mai alama maimakon ba da shawarar facin kayan aikin ɓangare na uku. Kasuwancin OS mai alamar farar fata yana haifar da magudanar kudaden shiga kuma yana ƙara haɓaka riƙe abokin ciniki sosai - hukumomin da ke ba da software suna riƙe abokan ciniki 3 × tsayi fiye da waɗanda ke ba da sabis kawai.

Kallon Gaba

Kasuwancin da suka haɗa kai kan dandamali na yau da kullun, na yau da kullun a cikin watanni 12-24 masu zuwa za su sami tsadar tsari da fa'ida cikin sauri akan waɗanda har yanzu ke gudanar da tarin kayan aiki. Fasahar ta wanzu, farashin ya lalace, kuma hanyoyin ƙaura sun fi bayyana fiye da kowane lokaci.

Idan kuna kimanta zaɓuɓɓukanku, Mewayz yana ba da matakin kyauta na har abada ba tare da katin kiredit da ake buƙata ba - hanya mafi ƙasƙanci don sanin abin da haɗin gwiwar OS ke ji a aikace.

Tambayoyin da ake yawan yi

Me Yasa Wannan Mahimmanci ga Kananan Ma'aikatan Kasuwanci

Masu kasuwanci suna sarrafa ayyuka tare da rarrabuwar kayan aikin - CRM daban, daftari, HR, da dandamali na nazari - suna ƙara rashin ƙarfi. Babban aiki na sauyawa tsakanin dashboards, daidaita bayanai, da kuma kiyaye mahaɗin biyan kuɗi da yawa cikin sauri. Ƙungiyoyi a yanzu suna ciyar da matsakaicin sa'o'i 15+ a kowane mako akan sarrafa kayan aiki wanda ke ƙara yawan kudaden shiga.

Matsalar Rarraba

Yawancin SMBs a yau suna amfani da kayan aikin software daban 6-10 don gudanar da ayyukansu. Kowane kayan aiki yana da samfurin farashin sa, shiga, tsarin bayanai, da API quirks. Sakamakon shine gidan yanar gizo na haɗin kai wanda ke karya akai-akai, bayanan da ba su taɓa daidaitawa sosai ba, da ƙungiyar kuɗi da ke ciyar da ƙarin lokaci don daidaita maƙunsar bayanai fiye da nazarin abubuwan da ke faruwa.

Mene Haɗin Kan Kasuwancin OS Canje-canje

Dandali kamar Mewayz suna fuskantar wannan daban. Maimakon bayar da kayan aiki guda ɗaya, OS na kasuwanci na zamani yana ba da 208 samfuran kasuwanci masu zaman kansu waɗanda ke raba bayanan bayanai guda ɗaya da ƙirar izini ɗaya. Kuna kunna abin da kuke buƙata - CRM, daftari, yin ajiyar kuɗi, biyan kuɗi, haɗin-in-bio, sarrafa jiragen ruwa - kuma suna aiki tare na asali tun daga rana ta ɗaya.

Hanyoyin Matakai don Haɓaka Tarin ku Bincika kayan aikin ku na yanzu: Lissafin kowane biyan kuɗi, farashin sa na wata-wata, da takamaiman matsalar da yake warwarewa. Gano sakewa: Yawancin ƙungiyoyi suna da kayan aikin 2-3 don magance matsalolin da suka mamaye juna - waɗannan sune makasudin haɓakawa na farko. Ba da fifikon abubuwan haɗin kai: Mayar da hankali ga kayan aikin da ke buƙatar raba bayanai akai-akai - CRM ↔ daftarin biyan kuɗi ↔ shine mafi yawan mahimmin zafi. Fara da matakin kyauta: dandamali waɗanda ke ba da matakan kyauta na gaske suna ba ku damar gwada haɗin kai ba tare da sadaukarwa ba. Matsayin kyauta na Mewayz ya haɗa da CRM, daftari, da haɗin-in-bio ba tare da iyakance lokaci ba. Ƙaura a ƙara: Matsar da module ɗaya lokaci guda, inganta bayanai, sannan ci gaba zuwa na gaba. Damar Farin Label ga Hukumomin

Ga hukumomin dijital da kasuwancin dandali, akwai ƙarin kusurwa mai jan hankali: baiwa abokan ciniki cikakkiyar dandamalin aiki mai alama maimakon ba da shawarar facin kayan aikin ɓangare na uku. Kasuwancin OS mai alamar farar fata yana haifar da magudanar kudaden shiga kuma yana ƙara haɓaka riƙe abokin ciniki sosai - hukumomin da ke ba da software suna riƙe abokan ciniki 3 × tsayi fiye da waɗanda ke ba da sabis kawai.

Kallon Gaba

Kasuwancin da suka haɗa kai kan dandamali na yau da kullun, na yau da kullun a cikin watanni 12-24 masu zuwa za su sami tsadar tsari da fa'ida cikin sauri akan waɗanda har yanzu ke gudanar da tarin kayan aiki. Fasahar ta wanzu, farashin ya lalace, kuma hanyoyin ƙaura sun fi bayyana fiye da kowane lokaci.